INCOME TAXES - Schedule of Income Tax Expense (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Current income taxes:
Federal taxes	$ 19	$ 17
State taxes	2	2
Total current income taxes	21	19
Deferred income taxes:
Federal taxes	9	13
State taxes	1	2
Total deferred income taxes	10	15
Total income taxes	$ 31	$ 34
Statutory federal tax rate	21.00%	21.00%
Effective tax rate	20.90%	21.50%