CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Interest Income
Loans and leases, including fees	$ 480	$ 481
Investment Securities:
Taxable	55	46
Tax-exempt	7	7
Other	17	9
Total Interest Income	559	543
Interest Expense
Deposits	186	170
Short-term borrowings	14	28
Long-term borrowings	36	26
Total Interest Expense	236	224
Net Interest Income	323	319
Provision for credit losses	17	14
Net Interest Income After Provision for Credit Losses	306	305
Non-Interest Income
Service charges	22	21
Interchange and card transaction fees	12	13
Trust services	13	11
Insurance commissions and fees	6	7
Securities commissions and fees	9	8
Capital markets income	5	6
Mortgage banking operations	7	8
Dividends on non-marketable equity securities	6	6
Bank owned life insurance	5	3
Other	3	5
Total Non-Interest Income	88	88
Non-Interest Expense
Salaries and employee benefits	135	129
Net occupancy	20	20
Equipment	26	24
Outside services	26	23
Marketing	5	5
FDIC insurance	8	13
Bank shares and franchise taxes	4	4
Other	22	19
Total Non-Interest Expense	246	237
Income Before Income Taxes	148	156
Income taxes	31	34
Net Income	117	122
Preferred stock dividends	0	6
Net income available to common shareholders	117	116
Net income available to common shareholders	$ 117	$ 116
Earnings per Common Share
Basic (USD per share)	$ 0.32	$ 0.32
Diluted (USD per share)	$ 0.32	$ 0.32