PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2024

Property, Plant and Equipment [Abstract]

Schedule of Premises and Equipment

Following is a summary of premises and equipment:

TABLE 8.1

December 31	2024		2023
(in millions)
Land	$	66	$	65
Premises	343		279
Equipment	510		468
Finance leases	44		34
	963		846
Accumulated depreciation	(427)		(385)
Total premises and equipment, net	$	536	$	461

Schedule of Depreciation Expense for Premises and Equipment

Depreciation expense for premises and equipment is presented in the following table:

TABLE 8.2

December 31	2024		2023		2022
(in millions)
Depreciation expense for premises and equipment	$	64	$	59	$	49