CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions		Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks		$ 416	$ 447
Interest-bearing deposits with banks		2,003	1,129
Cash and Cash Equivalents		2,419	1,576
Debt securities available for sale (amortized cost of $3,620 and $3,460; allowance for credit losses of $0 and $0)		3,466	3,254
Debt securities held to maturity (fair value of $3,644 and $3,593; allowance for credit losses of $0 and $0)		3,979	3,911
Loans held for sale (includes $214 and $150 measured at fair value)	[1]	218	488
Loans and leases, net of unearned income of $106 and $91 (includes $53 and $45 measured at fair value)	[1]	33,939	32,323
Allowance for credit losses on loans and leases		(423)	(406)
Net Loans and Leases		33,516	31,917
Premises and equipment, net		536	461
Goodwill		2,478	2,477
Core deposit and other intangible assets, net		51	69
Bank owned life insurance		660	660
Other assets		1,302	1,345
Total Assets		48,625	46,158
Liabilities
Non-interest-bearing demand		9,761	10,222
Interest-bearing demand		16,668	14,809
Savings		3,178	3,465
Certificates and other time deposits		7,500	6,215
Total Deposits		37,107	34,711
Short-term borrowings		1,256	2,506
Long-term borrowings		3,012	1,971
Other liabilities		948	920
Total Liabilities		42,323	40,108
Shareholders’ Equity
Preferred stock - Issued – 0 and $110,877 shares - $0.01 par value		0	107
Common stock - $0.01 par value Authorized – 500,000,000 shares Issued – 375,018,433 and 374,939,537 shares		4	4
Additional paid-in capital		4,695	4,692
Retained earnings		1,952	1,669
Accumulated other comprehensive loss		(169)	(235)
Treasury stock – 15,402,776 and 16,110,120 shares at cost		(180)	(187)
Total Shareholders’ Equity		6,302	6,050
Total Liabilities and Shareholders’ Equity		$ 48,625	$ 46,158

[1] Amount represents loans for which we have elected the fair value option. See Note 25.