CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions		Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks		$ 396	$ 407
Interest-bearing deposits with banks		504	192
Cash and Cash Equivalents		900	599
Debt securities available for sale (amortized cost of $3,006 and $3,275; allowance for credit losses of $0)		3,101	3,289
Debt securities held to maturity (fair value of $3,072 and $3,305; allowance for credit losses of $0)		2,966	3,275
Loans held for sale (includes $138 and $41 measured at fair value)	[1]	680	51
Loans and leases, net of unearned income of $111 and $1		25,689	23,289
Allowance for credit losses		(373)	(196)
Net Loans and Leases		25,316	23,093
Premises and equipment, net		335	333
Goodwill		2,262	2,262
Core deposit and other intangible assets, net		57	67
Bank owned life insurance		548	544
Other assets		1,276	1,102
Total Assets		37,441	34,615
Liabilities
Non-interest-bearing demand		8,741	6,384
Interest-bearing demand		13,063	11,049
Savings		3,007	2,625
Certificates and other time deposits		4,025	4,728
Total Deposits		28,836	24,786
Short-term borrowings		1,899	3,216
Long-term borrowings		1,397	1,340
Other liabilities		358	390
Total Liabilities		32,490	29,732
Stockholders’ Equity
Preferred stock - $0.01 par value; liquidation preference of $1,000 per share Authorized - 20,000,000 shares Issued - 110,877 shares		107	107
Common stock - $0.01 par value Authorized - 500,000,000 shares Issued - 328,004,096 and 327,242,364 shares		3	3
Additional paid-in capital		4,084	4,067
Retained earnings		838	798
Accumulated other comprehensive loss		(26)	(65)
Treasury stock – 4,791,698 and 2,227,804 shares at cost		(55)	(27)
Total Stockholders’ Equity		4,951	4,883
Total Liabilities and Stockholders’ Equity		$ 37,441	$ 34,615

[1] Amount represents loans for which we have elected the fair value option. See Note 19.