Consolidated Statements of Cash Flows - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Operating Activities
Net income	$ 94	$ 87
Adjustments to reconcile net income to net cash flows provided by operating activities:
Depreciation, amortization and accretion	7	24
Provision for credit losses	14	14
Deferred tax expense	2	2
Loans originated for sale	(217)	(209)
Loans sold	206	269
Net gain on sale of loans	(4)	(5)
Net change in:
Interest receivable	(11)	(1)
Interest payable	3	0
Bank owned life insurance	(1)	(3)
Other, net	(76)	32
Net cash flows provided by operating activities	17	210
Investing Activities
Net change in loans and leases	(467)	(284)
Debt securities available for sale:
Purchases	(175)	(358)
Maturities	142	153
Debt securities held to maturity:
Purchases	(25)	(64)
Maturities	107	81
Increase in premises and equipment	(10)	(9)
Net cash flows used in investing activities	(428)	(481)
Financing Activities
Demand (non-interest bearing and interest bearing) and savings accounts	205	(23)
Time deposits	224	122
Short-term borrowings	(18)	124
Proceeds from issuance of long-term borrowings	228	10
Repayment of long-term borrowings	(179)	(18)
Net proceeds from issuance of common stock	1	4
Cash dividends paid:
Preferred stock	(2)	(2)
Common stock	(39)	(39)
Net cash flows provided by financing activities	420	178
Net Increase (Decrease) in Cash and Cash Equivalents	9	(93)
Cash and cash equivalents at beginning of period	488	479
Cash and Cash Equivalents at End of Period	$ 497	$ 386