Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
OPERATING ACTIVITIES
Net Income	$ 446,256	$ 381,337
Adjustments to reconcile net income to net cash used in operating activities:
Depreciation and amortization	151,872	141,164
Amortization of investment securities, net	102,751	117,197
Investment security losses (gains)	49,226	(14)
Net gains on sales of mortgage loans	(1,893)	(5,976)
Increase in cash surrender value of bank-owned life insurance	(26,261)	(26,031)
Originations of mortgage loans held for sale	(85,168)	(134,000)
Proceeds from sales of mortgage loans	87,061	249,776
Increase in interest receivable	(129,117)	(40,796)
Decrease in interest payable	(10,270)	(18,825)
Increase in deferred taxes	(6,620)	(11,540)
Other, net	(1,422,641)	(1,154,282)
Net cash used in operating activities	(844,804)	(501,990)
INVESTING ACTIVITIES
Net decrease (increase) in loans, net of charge-offs	2,431,877	(1,424,433)
Recoveries on loans previously charged-off	995	2,010
Proceeds from sales of securities available-for-sale	649	200
Proceeds from maturities of securities available-for-sale	2,389,264	10,007,816
Principal collected on mortgage-backed securities	2,378,819	3,274,033
Purchases of securities available-for-sale	(7,740,962)	(6,679,729)
Purchases of premises and equipment	(472,520)	(93,296)
Net cash provided by (used in) investing activities	(1,011,878)	5,086,601
FINANCING ACTIVITIES
Net increase (decrease) in deposits	(6,323,046)	4,439,855
Dividends paid	(343,746)	(326,558)
Increase (decrease) in short-term borrowings	523,757	(611,462)
Repayment of Federal Home Loan Bank borrowings	(23,393)	(22,303)
Net cash provided by (used in) financing activities	(6,166,428)	3,479,532
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(8,023,110)	8,064,143
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR	31,874,975	15,876,511
CASH AND CASH EQUIVALENTS, END OF PERIOD	23,851,865	23,940,654
Supplemental Disclosures:
Cash Paid for Interest	375,392	406,027
Cash Paid for Income Taxes