Consolidated Statements of Income (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Loans, including fees:
Taxable	$ 1,044,737	$ 1,185,219
Tax-exempt	124,863	102,562
Debt securities:
Taxable	673,590	548,636
Tax-exempt	542,445	455,143
Other interest and dividend income	23,689	11,211
Total interest and dividend income	2,409,324	2,302,771
INTEREST EXPENSE
Deposits	284,676	313,419
Federal funds purchased and repurchase agreements	38,285	30,801
Federal Home Loan Bank borrowings	42,161	42,982
Total interest expense	365,122	387,202
Net interest income	2,044,202	1,915,569
PROVISION (CREDIT) FOR LOAN LOSSES
Net interest income after provision (credit) for loan losses	2,044,202	1,915,569
NONINTEREST INCOME
Service charges and other fees	86,337	98,404
Net gains on available for sale securities	92	14
Other-than-temporary losses on securities
Total other-than-temporary losses	(49,318)
Portion of loss recognized in other comprehensive income (before taxes)
Net impairment losses recognized in earnings	(49,318)
Other operating income	169,414	173,847
Total noninterest income	206,525	272,265
NONINTEREST EXPENSE
Salary and employee benefits	910,327	915,541
Net occupancy expense of premises	429,581	408,077
Other operating expenses	570,511	566,995
Total noninterest expense	1,910,419	1,890,613
Income before income taxes	340,308	297,221
INCOME TAX EXPENSE (BENEFIT)	(105,948)	(84,116)
Net income	$ 446,256	$ 381,337
WEIGHTED AVERAGE SHARES OUTSTANDING	1,718,730	1,718,730
EARNINGS PER COMMON SHARE	$ 0.26	$ 0.22
DIVIDENDS PER COMMON SHARE	$ 0.20	$ 0.19