Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 7,021,390	$ 6,530,981
Due from banks - interest bearing	16,830,475	25,343,994
Total cash and cash equivalents	23,851,865	31,874,975
Investment securities:
Available-for-sale (at fair value)	205,678,778	199,955,367
Loans	90,969,968	93,401,845
Less allowance for loan losses	(1,865,783)	(1,864,788)
Net loans	89,104,185	91,537,057
Premises and equipment, net	7,321,238	7,000,590
Accrued income receivable	1,297,600	1,168,483
Goodwill	1,644,119	1,644,119
Bank owned life insurance	3,758,700	3,732,439
Other assets	4,571,760	5,232,197
Total assets	337,228,245	342,145,227
Noninterest bearing deposits:
Demand	49,432,708	55,906,673
Interest bearing deposits:
Demand	53,614,459	54,812,380
Savings	111,179,716	108,070,929
Time	65,326,829	67,086,776
Total deposits	279,553,712	285,876,758
Federal funds purchased and securities sold under agreements to repurchase	20,738,940	20,215,183
Federal Home Loan Bank borrowings	3,492,187	3,515,580
Accrued interest payable	124,119	134,389
Other liabilities	816,412	1,613,281
Total liabilities	304,725,370	311,355,191
COMMITMENTS AND CONTINGENT LIABILITIES
Commitments and contingent liabilities
STOCKHOLDERS' EQUITY
Common stock - 2,000,000 shares authorized at $5 par value: 1,728,730 shares issued at March 31, 2014 and December 31, 2013	8,643,650	8,643,650
Treasury stock - 10,000 shares at cost:	(228,100)	(228,100)
Surplus	6,966,020	6,966,020
Retained earnings	18,229,064	18,126,554
Accumulated other comprehensive income (loss)	(1,107,759)	(2,718,088)
Total stockholders' equity	32,502,875	30,790,036
Total liabilities and stockholders' equity	$ 337,228,245	$ 342,145,227