Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Loans, including fees:
Taxable	$ 1,182,577	$ 1,289,102	$ 3,608,763	$ 3,927,389
Tax-exempt	111,852	113,894	312,312	354,419
Debt securities:
Taxable	562,239	602,929	1,644,969	1,862,526
Tax-exempt	476,516	438,758	1,405,830	1,294,607
Other interest and dividend income	17,558	10,388	39,414	36,315
Total interest and dividend income	2,350,742	2,455,071	7,011,288	7,475,256
INTEREST EXPENSE
Deposits	298,965	355,600	914,211	1,158,740
Federal funds purchased and repurchase agreements	37,267	31,380	100,141	87,341
Federal Home Loan Bank borrowings	42,169	43,512	127,669	130,818
Total interest expense	378,401	430,492	1,142,021	1,376,899
Net interest income	1,972,341	2,024,579	5,869,267	6,098,357
PROVISION FOR LOAN LOSSES
Net interest income after provision for loan losses	1,972,341	2,024,579	5,869,267	6,098,357
NONINTEREST INCOME
Service charges and other fees	111,652	118,586	304,505	346,149
Net gains on available for sale securities	674	1,671	2,924	343,950
Other operating income	157,343	186,410	488,662	582,900
Total noninterest income	269,669	306,667	796,091	1,272,999
NONINTEREST EXPENSE
Salary and employee benefits	964,957	932,344	2,794,712	2,788,842
Net occupancy expense of premises	409,740	385,898	1,213,988	1,144,254
Other operating expenses	572,916	551,220	1,720,079	1,769,159
Total noninterest expense	1,947,613	1,869,462	5,728,779	5,702,255
Income before income taxes	294,397	461,784	936,579	1,669,101
INCOME TAX EXPENSE (BENEFIT)	(96,574)	(21,042)	(250,144)	46,241
Net income	$ 390,971	$ 482,826	$ 1,186,723	$ 1,622,860
WEIGHTED AVERAGE SHARES OUTSTANDING	1,718,730	1,718,730	1,718,730	1,718,730
EARNINGS PER COMMON SHARE	$ 0.23	$ 0.28	$ 0.69	$ 0.95
DIVIDENDS PER COMMON SHARE	$ 0.19	$ 0.18	$ 0.57	$ 0.55