Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 7,844,019	$ 5,365,856
Due from banks - interest bearing	52,216,431	10,510,655
Total cash and cash equivalents	60,060,450	15,876,511
Investment securities:
Available-for-sale (at fair value)	181,347,703	178,207,974
Loans held for sale	0	109,800
Loans	95,445,438	99,387,344
Less allowance for loan losses	(2,268,691)	(2,181,451)
Net loans	93,176,747	97,205,893
Premises and equipment, net	6,937,887	6,499,656
Accrued income receivable	1,163,425	1,127,940
Goodwill	1,644,119	1,644,119
Bank owned life insurance	3,704,984	3,625,013
Other assets	4,356,453	2,250,315
Total assets	352,391,768	306,547,221
Noninterest bearing deposits:
Demand	74,497,789	33,422,465
Interest bearing deposits:
Demand	50,047,457	48,423,471
Savings	100,742,020	93,903,196
Time	68,943,346	70,712,831
Total deposits	294,230,612	246,461,963
Federal funds purchased and securities sold under agreements to repurchase	21,896,502	18,766,590
Federal Home Loan Bank borrowings	3,538,695	3,606,411
Accrued interest payable	138,524	162,598
Other liabilities	874,855	1,846,886
Total liabilities	320,679,188	270,844,448
STOCKHOLDERS' EQUITY
Common stock - 2,000,000 shares authorized at $5 par value: 1,728,730 shares issued at September 30, 2013 and December 31, 2012	8,643,650	8,643,650
Surplus	6,966,020	6,966,020
Retained earnings	17,398,787	17,191,740
Treasury stock - 10,000 shares at cost:	(228,100)	(228,100)
Accumulated other comprehensive income (loss)	(1,067,777)	3,129,463
Total stockholders' equity	31,712,580	35,702,773
Total liabilities and stockholders' equity	$ 352,391,768	$ 306,547,221