Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
OPERATING ACTIVITIES
Net income	$ 381,337	$ 470,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation	141,164	123,389
Amortization of investment securities, net	117,197	141,383
Investment security gains	(14)
Loss on disposal of premises and equipment		1,052
Increase in cash surrender value of bank-owned life insurance	(26,031)	(25,960)
Increase in interest receivable	(40,796)	(54,946)
Decrease in interest payable	(18,825)	(27,741)
Other, net	(1,056,022)	(1,050,165)
Net cash used in operating activities	(501,990)	(422,988)
INVESTING ACTIVITIES
Net (increase) decrease in loans, net of charge-offs	(1,424,433)	3,023,818
Recoveries on loans previously charged-off	2,010	1,509
Proceeds from sales of securities available-for-sale	200	10,230
Proceeds from maturities of securities available-for-sale	10,007,816	11,612,345
Principal collected on mortgage-backed securities	3,274,033	4,289,084
Purchases of securities available-for-sale	(6,679,729)	(26,051,903)
Purchases of premises and equipment	(93,296)	(217,156)
Net cash provided by (used in) investing activities	5,086,601	(7,332,073)
FINANCING ACTIVITIES
Net increase in deposits	4,439,855	4,614,728
Dividends paid	(326,558)	(314,035)
Increase (decrease) in short-term borrowings	(611,462)	3,691,870
Repayment of Federal Home Loan Bank borrowings	(22,303)	(21,265)
Net cash provided by financing activities	3,479,532	7,971,298
INCREASE IN CASH AND CASH EQUIVALENTS	8,064,143	216,237
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR	15,876,511	20,916,773
CASH AND CASH EQUIVALENTS, END OF PERIOD	23,940,654	21,133,010
Supplemental Disclosures:
Cash Paid for Interest	406,027	516,371
Cash Paid for Income Taxes		$ 50,000