XML 32 R29.htm IDEA: XBRL DOCUMENT v2.4.0.6
Summary of Significant Accounting Policies (Details Textual) (USD $)
3 Months Ended
Mar. 31, 2013
QualitativeFactor
Store
Mar. 31, 2012
Dec. 31, 2012
Dec. 31, 2011
Summary of Significant Accounting Policies (Additional Textual) [Abstract]        
Number of Stores 9      
Affiliated bank branches, locations Wheeling (3), Wellsburg, Moundsville, New Martinsville, Buckhannon, and Weston, West Virginia and Bellaire, Ohio.      
Federal funds sold with maturities of less than, days 90 days      
Investment securities identified by management other-than-temporarily impaired $ 0   $ 0  
Federal Home Loan Bank stock, par value $ 100      
Accrual of interest is discontinued once principal or interest is past due, days 90 days      
Loans held for sale 0   109,800  
1-4 family residential mortgage loans, maximum commitment to sell to the FHLB, agreement date Dec. 28, 2011      
Maximum commitment under the agreement, to sell 1-4 family residential mortgage loans to the FHLB 5,000,000      
1-4 family residential mortgage loans, maximum commitment to sell to the FHLB, agreement expiry Dec. 28, 2013      
1-4 family residential mortgage loans, sale to the Federal Home Loan Bank, amount of loans sold and outstanding 10,038,640   10,267,649  
1-4 family residential mortgage loans, sale to the Federal Home Loan Bank, amount of recourse obligation or credit risk 350,894   346,249  
1-4 family residential mortgage loans, sale to the Federal Home Loan Bank, the amount of income recognized 10,761 24,597    
Qualitative factors utilized by management 9      
Period consider for calculation of historical loss 3 years      
Loans, credit quality, included factors The qualitative factors include the following: levels of and trends in delinquencies, non-accruals, and charge-offs; trends within the loan portfolio; changes in lending policies and procedures; experience of lending personnel and management oversight; national and local economic trends; concentrations of credit; external factors such as legal and regulatory requirements; changes in the quality of loan review and Board oversight; and changes in the value of underlying collateral.      
Allowance for loan losses 2,177,992 2,497,000 2,181,451 2,504,000
Goodwill 1,644,119   1,644,119  
Impairment losses 0      
The net cash surrender value of bank-owned life insurance 3,651,044   3,625,013  
The death benefit value of the bank-owned life insurance 8,800,000   8,800,000  
Death benefit agreement, death benefit is payable upon the participant's death   40,000    
Advertising expenses 38,677 49,929    
Liability for uncertain tax positions 0      
Unrecognized tax benefits $ 0      
Maximum [Member]
       
Summary of Significant Accounting Policies (Textual) [Abstract]        
Family residential mortgage loans to the FHLB 4      
Consumer loans, lien on one to four family owner residential property 4      
Loans that experience insignificant payment delays, days 90 days      
Minimum [Member]
       
Summary of Significant Accounting Policies (Textual) [Abstract]        
Family residential mortgage loans to the FHLB 1      
Consumer loans, lien on one to four family owner residential property 1