Consolidated Balance Sheets (USD $)	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 5,057,183	$ 5,365,856
Due from banks - interest bearing	18,883,471	10,510,655
Total cash and cash equivalents	23,940,654	15,876,511
Investment securities:
Available-for-sale (at fair value)	175,853,312	178,207,974
Loans held for sale	0	109,800
Loans	100,806,308	99,387,344
Less allowance for loan losses	(2,177,992)	(2,181,451)
Net loans	98,628,316	97,205,893
Premises and equipment, net	6,451,788	6,499,656
Accrued income receivable	1,168,736	1,127,940
Goodwill	1,644,119	1,644,119
Bank owned life insurance	3,651,044	3,625,013
Other assets	2,486,998	2,250,315
Total assets	313,824,967	306,547,221
Noninterest bearing deposits:
Demand	33,193,294	33,422,465
Interest bearing deposits:
Demand	49,920,755	48,423,471
Savings	98,142,259	93,903,196
Time	69,645,510	70,712,831
Total deposits	250,901,818	246,461,963
Federal funds purchased and securities sold under agreements to repurchase	18,155,128	18,766,590
Federal Home Loan Bank borrowings	3,584,108	3,606,411
Accrued interest payable	143,773	162,598
Other liabilities	5,983,146	1,846,886
Total liabilities	278,767,973	270,844,448
STOCKHOLDERS' EQUITY
Common stock - 2,000,000 shares authorized at $5 par value: 1,728,730 shares issued at March 31, 2013 and December 31, 2012	8,643,650	8,643,650
Treasury stock - 10,000 shares at cost:	(228,100)	(228,100)
Surplus	6,966,020	6,966,020
Retained earnings	17,246,519	17,191,740
Accumulated other comprehensive income	2,428,905	3,129,463
Total stockholders' equity	35,056,994	35,702,773
Total liabilities and stockholders' equity	$ 313,824,967	$ 306,547,221