Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
INTEREST AND DIVIDEND INCOME
Taxable	$ 1,289,102	$ 1,506,060	$ 3,927,389	$ 4,554,523
Tax-exempt	113,894	125,556	354,419	403,624
Debt securities:
Taxable	602,929	813,718	1,862,526	2,495,816
Tax-exempt	438,758	348,766	1,294,607	1,064,237
Other interest and dividend income	10,388	12,755	36,315	33,095
Total interest and dividend income	2,455,071	2,806,855	7,475,256	8,551,295
INTEREST EXPENSE
Deposits	355,600	473,119	1,158,740	1,497,405
Federal funds purchased and repurchase agreements	31,380	28,306	87,341	79,091
Federal Home Loan Bank borrowings	43,512	44,528	130,818	133,820
Total interest expense	430,492	545,953	1,376,899	1,710,316
Net interest income	2,024,579	2,260,902	6,098,357	6,840,979
PROVISION FOR LOAN LOSSES		(1,000)		600,000
Net interest income after provision for loan losses	2,024,579	2,260,902	6,098,357	6,240,979
NONINTEREST INCOME
Service charges and other fees	118,586	133,155	346,149	363,081
Net gains on available for sale securities	1,671	375,121	343,950	642,997
Other operating income	186,410	213,736	582,900	548,316
Total noninterest income	306,667	722,012	1,272,999	1,554,394
NONINTEREST EXPENSE
Salary and employee benefits	932,344	971,599	2,788,842	2,844,320
Net occupancy expense of premises	385,898	375,984	1,144,254	1,080,720
Other operating expenses	551,220	546,254	1,769,159	1,779,859
Total noninterest expense	1,869,462	1,893,837	5,702,255	5,704,899
Income before income taxes	461,784	1,089,077	1,669,101	2,090,474
INCOME TAX EXPENSE (BENEFIT)	(21,042)	230,145	46,241	272,500
Net income	$ 482,826	$ 858,932	$ 1,622,860	$ 1,817,974
WEIGHTED AVERAGE SHARES OUTSTANDING	1,652,814	1,652,814	1,652,814	1,652,814
EARNINGS PER COMMON SHARE	$ 0.29	$ 0.52	$ 0.98	$ 1.10
DIVIDENDS PER COMMON SHARE	$ 0.19	$ 0.19	$ 0.57	$ 0.57