Premises and Equipment (Tables)

9 Months Ended

Sep. 30, 2012

Premises and Equipment [Abstract]

Premises and equipment are stated at cost, less accumulated depreciation

Premises and equipment are stated at cost, less accumulated depreciation, as follows:

	September 30, 2012		December 31, 2011		Original Useful Life Years
Land	$	1,974,527	$	1,973,014
Land improvements		382,278		338,069	15
Leasehold improvements		1,083,051		1,063,735	15
Buildings		5,388,753		5,193,157	39
Furniture, fixtures & equipment		5,076,997		5,130,953	3 -7
Total		13,905,606		13,698,928
Less accumulated depreciation		7,492,656		7,781,209
Premises and equipment, net	$	6,412,950	$	5,917,719