Consolidated Balance Sheets (USD $)	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 4,759,103	$ 6,671,293
Due from banks - interest bearing	16,274,000	14,245,480
Total cash and cash equivalents	21,033,103	20,916,773
Investment securities:
Available-for-sale (at fair value)	166,464,449	150,960,955
Loans	100,726,270	109,428,476
Less allowance for loan losses	(2,512,909)	(2,503,738)
Net loans	98,213,361	106,924,738
Premises and equipment, net	6,412,950	5,917,719
Accrued income receivable	1,185,615	1,140,273
Goodwill	1,644,119	1,644,119
Bank owned life insurance	3,597,816	3,518,450
Other assets	2,460,384	2,235,063
Total assets	301,011,797	293,258,090
LIABILITIES
Demand	31,379,663	31,915,482
Interest bearing deposits:
Demand	46,655,399	47,890,988
Savings	91,430,917	85,579,615
Time	69,854,783	73,790,921
Total deposits	239,320,762	239,177,006
Federal funds purchased and securities sold under agreements to repurchase	18,570,150	14,013,506
Federal Home Loan Bank borrowings	3,628,451	3,693,014
Accrued interest payable	170,782	217,726
Other liabilities	3,366,128	1,630,328
Total liabilities	265,056,273	258,731,580
STOCKHOLDERS' EQUITY
Common stock - 2,000,000 shares authorized at $5 par value: 1,662,814 shares issued at September 30, 2012 and December 31, 2011	8,314,070	8,314,070
Treasury stock - 10,000 shares at cost:	(228,100)	(228,100)
Surplus	6,288,403	6,288,403
Retained earnings	17,601,075	16,920,319
Accumulated other comprehensive income	3,980,076	3,231,818
Total stockholders' equity	35,955,524	34,526,510
Total liabilities and stockholders' equity	$ 301,011,797	$ 293,258,090