EX-13.3 3 dex133.htm SUMMARIZED QUARTERLY FINANCIAL INFORMATION Summarized Quarterly Financial Information

EXHIBIT 13.3

First West Virginia Bancorp, Inc.

Summarized Quarterly Financial Information

A summary of selected quarterly financial information follows:

 

2008

   First
Quarter
                

Total interest income

   $ 3,482,786         

Total interest expense

     1,352,940         

Net interest income

     2,129,846         

Provision for loan losses

     —           

Investment securities gain

     112,501         

Total other income

     347,984         

Total other expenses

     1,762,484         

Income before income taxes

     827,847         

Net income

     636,341         

Net income per share

     0.42         

2007

   First
Quarter
    Second
Quarter
   Third
Quarter
    Fourth
Quarter

Total interest income

   $ 3,379,956     $ 3,381,757    $ 3,454,255     $ 3,492,528

Total interest expense

     1,321,508       1,313,361      1,397,738       1,398,893

Net interest income

     2,058,448       2,068,396      2,056,517       2,093,635

Provision for loan losses

     —         —        (100,000 )     —  

Investment securities gain (loss)

     (54,193 )     2,837      (605 )     29,706

Total other income

     330,850       355,763      370,086       376,034

Total other expenses

     1,864,452       1,787,705      1,787,298       1,832,789

Income before income taxes

     470,653       639,291      738,700       666,586

Net income

     415,396       506,022      579,613       534,931

Net income per share

     0.27       0.33      0.38       0.35

2006

   First
Quarter
    Second
Quarter
   Third
Quarter
    Fourth
Quarter

Total interest income

   $ 3,361,053     $ 3,441,719    $ 3,518,234     $ 3,450,767

Total interest expense

     1,122,867       1,147,188      1,288,661       1,383,746

Net interest income

     2,238,186       2,294,531      2,229,573       2,067,021

Provision for loan losses

     —         —        —         —  

Investment securities gain (loss)

     (106 )     44,215      778       781

Total other income

     327,055       338,524      368,824       353,068

Total other expenses

     1,813,711       2,003,925      1,834,969       1,961,422

Income before income taxes

     751,424       673,345      764,206       459,448

Net income

     600,043       549,433      591,693       402,655

Net income per share

     0.39       0.36      0.39       0.26