EXHIBIT 13.3

Summarized Quarterly Financial Information

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First West Virginia Bancorp, Inc.
Summarized Quarterly Financial Information

A summary of selected quarterly financial information follows:

2003	First Quarter
Total interest income	$	3,396,307
Total interest expense		1,204,535
Net interest income		2,191,772
Provision for loan losses		90,000
Investment Securities Gain		—
Total other income		265,118
Total other expenses		1,549,416
Income before income taxes		817,474
Net income		198,003
Net income per share		.40

2002	First Quarter		Second Quarter			Third Quarter		Fourth Quarter
Total interest income	$	3,442,323	$	3,659,721		$	3,633,724	$	3,572,817
Total interest expense		1,273,474		1,300,488			1,298,615		1,227,913
Net interest income		2,168,849		2,359,233			2,335,109		2,344,904
Provision for loan losses		150,000		150,000			150,000		90,000
Investment Securities Gain		17,477		(4,974	)		3		(6,281	)
Total other income		229,059		241,130			282,411		274,173
Total other expenses		1,420,298		1,501,635			1,527,168		1,612,925
Income before income taxes		845,087		943,754			940,355		909,871
Net income		610,964		673,063			675,707		714,083
Net income per share		.40		.44			.44		.46

2001	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
Total interest income	$	3,780,886	$	3,790,938	$	3,672,678	$	3,527,709
Total interest expense		1,792,532		1,675,215		1,592,311		1,362,009
Net interest income		1,988,354		2,115,723		2,080,367		2,165,700
Provision for loan losses		141,000		141,000		141,000		150,000
Investment Securities Gain		1,647		6,244		—		2
Total other income		205,944		243,005		257,633		227,535
Total other expenses		1,216,328		1,376,815		1,302,088		1,429,237
Income before income taxes		838,617		847,157		894,912		814,000
Net income		582,165		603,218		638,858		588,162
Net income per share		.38		.39		.42		.38

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