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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 OJg40Afeb4O07h0t1VRBqdOQ+KntgcZqCWD6jlvtD2w0n9nDjD76TIBPL6dwjfDs
 kKUhs4b1I99yIdJasOQ++w==

<SEC-DOCUMENT>0001181431-05-052993.txt : 20050922
<SEC-HEADER>0001181431-05-052993.hdr.sgml : 20050922
<ACCEPTANCE-DATETIME>20050922162248
ACCESSION NUMBER:		0001181431-05-052993
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20050912
FILED AS OF DATE:		20050922
DATE AS OF CHANGE:		20050922

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WESTCORP /CA/
		CENTRAL INDEX KEY:			0000813461
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				510308535
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		23 PASTEUR RD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618-3804
		BUSINESS PHONE:		9497271000

	MAIL ADDRESS:	
		STREET 1:		23 PASTEUR RD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92718-3804

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WESTCORP INC
		DATE OF NAME CHANGE:	19900917

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			WACHOVIA CORP NEW
		CENTRAL INDEX KEY:			0000036995
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		051098390

	BUSINESS ADDRESS:	
		STREET 1:		ONE WACHOVIA CTR
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28288-0013
		BUSINESS PHONE:		7043746565

	MAIL ADDRESS:	
		STREET 1:		ONE WACHOVIA CENTER
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28288-0013

	FORMER NAME:	
		FORMER CONFORMED NAME:	FIRST UNION CORP
		DATE OF NAME CHANGE:	19920703

	FORMER NAME:	
		FORMER CONFORMED NAME:	CAMERON FINANCIAL CORP
		DATE OF NAME CHANGE:	19750522

	FORMER NAME:	
		FORMER CONFORMED NAME:	FIRST UNION NATIONAL BANCORP INC
		DATE OF NAME CHANGE:	19721115
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>rrd92767.xml
<DESCRIPTION>INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2005-09-12</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000813461</issuerCik>
        <issuerName>WESTCORP /CA/</issuerName>
        <issuerTradingSymbol>WES</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0000036995</rptOwnerCik>
            <rptOwnerName>WACHOVIA CORP NEW</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>301 SOUTH COLLEGE STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CHARLOTTE</rptOwnerCity>
            <rptOwnerState>NC</rptOwnerState>
            <rptOwnerZipCode>28288</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                    <footnoteId id="F1"/>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                    <footnoteId id="F1"/>
                    <footnoteId id="F2"/>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See Footnotes</value>
                    <footnoteId id="F1"/>
                    <footnoteId id="F2"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">Wachovia Corporation (&quot;Wachovia&quot;) is filing this Form 3 solely because Wachovia may be deemed a beneficial owner pursuant to Section 13(d) of the Securities Exchange Act of 1934, as amended (the &quot;Exchange Act&quot;), of 20,890,258 shares of common stock of Westcorp (the &quot;Shares&quot;) that are subject to a Shareholder Voting Agreement, dated as of September 12, 2005, entered into by Wachovia, American Assets, Inc., the Ernest S. Rady Trust and Ernest S. Rady, as shareholder representative (the &quot;Voting Agreement&quot;) in connection with the Agreement and Plan of Merger, dated as of September 12, 2005, by and among, Wachovia, Westcorp, Western Financial Bank and WFS Financial Inc (the &quot;Merger Agreement&quot;).  For additional information regarding the Voting Agreement and the Merger Agreement, see the Schedule 13D filed by Wachovia with the Securities and Exchange Commission on the date hereof.</footnote>
        <footnote id="F2">Wachovia disclaims beneficial ownership of the Shares and this filing shall not be deemed an admission that Wachovia is the beneficial owner of the Shares for purposes of Section 16 of the Exchange Act or for any other purpose.  Wachovia has no &quot;pecuniary interest&quot; in the Shares.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Mark C. Treanor, Senior Executive Vice President</signatureName>
        <signatureDate>2005-09-22</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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