XML 35 R50.htm IDEA: XBRL DOCUMENT v3.3.0.814
Loans (Narrative) (Details)
3 Months Ended 9 Months Ended
Sep. 30, 2015
USD ($)
number
Sep. 30, 2014
USD ($)
Sep. 30, 2015
USD ($)
number
Sep. 30, 2014
USD ($)
Jun. 30, 2015
USD ($)
Dec. 31, 2014
USD ($)
Jun. 30, 2014
USD ($)
Dec. 31, 2013
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Troubled debt restructurings loans $ 304,700,000 $ 346,000,000 $ 304,700,000 $ 346,000,000        
Allowance for loan losses 210,814,000 238,641,000 210,814,000 238,641,000 $ 221,351,000 $ 232,448,000 $ 243,628,000 $ 253,809,000
Average balance of impaired loans 337,301,000 367,299,000 343,935,000 377,673,000        
Interest income recognized on impaired loan $ 1,718,000 1,668,000 5,086,000 5,015,000        
Forbearance agreements time period 6 months              
Loans, net of unearned income $ 16,725,492,000 [1] 15,812,017,000 16,725,492,000 [1] 15,812,017,000   16,230,166,000    
Provision/(provision credit) for loan losses 1,000,000 6,000,000 8,000,000 21,000,000        
Loan loss provision on PCI loans 100,000 400,000 400,000 2,100,000        
Allowance - purchased credit impaired loans 2,919,000 2,839,000 2,919,000 2,839,000        
Permanent Mortgage Portfolio Segment                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for loan losses $ 20,076,000 20,221,000 $ 20,076,000 20,221,000 22,377,000 19,122,000 23,727,000 22,491,000
TDR, reduction of interest rate by increment, basis points 0.25%   0.25%          
TDRS Maturities 40 years              
Loans, net of unearned income $ 463,893,000 572,789,000 $ 463,893,000 572,789,000   538,961,000    
Modified interest rate increase 1.00%   1.00%          
Provision/(provision credit) for loan losses $ (1,492,000) (3,145,000) $ 2,467,000 (84,000)        
Allowance - purchased credit impaired loans 0 0 0 0        
Loans Held-For-Sale                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Troubled debt restructurings loans $ 72,600,000 83,100,000 72,600,000 83,100,000        
Residential Real Estate                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Concentration risk, percentage 32.00%              
Consumer Real Estate Portfolio Segment                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Concentration risk, percentage 29.00%              
Allowance for loan losses $ 82,472,000 118,395,000 82,472,000 118,395,000 85,457,000 113,011,000 118,037,000 126,785,000
TDRS Maturities 30 years              
Loans, net of unearned income [2] $ 4,813,936,000 5,130,988,000 4,813,936,000 5,130,988,000   5,048,071,000    
Provision/(provision credit) for loan losses (776,000) 8,154,000 (25,465,000) 9,300,000        
Allowance - purchased credit impaired loans 504,000 58,000 504,000 58,000        
Modified Loans Classified As A TDR                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for loan losses $ 51,200,000 $ 60,900,000 $ 51,200,000 $ 60,900,000        
Ratio of the allowance for loan losses to loans 17.00% 18.00% 17.00% 18.00%        
Loans To Mortgage Companies                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Percentage contributed in total loan 8.00%   8.00%          
Concentration risk, percentage     14.00%          
Commercial loans $ 1,375,320,000 $ 957,641,000 $ 1,375,320,000 $ 957,641,000        
Loans, net of unearned income 1,375,320,000 957,641,000 1,375,320,000 957,641,000        
Commercial Portfolio Segment [Member]                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for loan losses 96,811,000 85,320,000 96,811,000 85,320,000        
Average balance of impaired loans 59,714,000 72,053,000 62,614,000 82,311,000        
Interest income recognized on impaired loan 276,000 200,000 841,000 645,000        
Commercial loans $ 11,098,339,000 9,755,723,000 11,098,339,000 9,755,723,000        
Time period of default probability 1 year              
Allowance - purchased credit impaired loans $ 2,414,000 2,781,000 2,414,000 2,781,000        
Credit Card & Other                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for loan losses 11,455,000 14,705,000 11,455,000 14,705,000 $ 13,275,000 14,730,000 $ 17,452,000 $ 7,484,000
Loans, net of unearned income 349,324,000 352,517,000 349,324,000 352,517,000   358,131,000    
Provision/(provision credit) for loan losses 666,000 84,000 7,256,000 16,014,000        
Allowance - purchased credit impaired loans $ 1,000 0 $ 1,000 0        
Credit Card                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Credit card workout program, granted rate reduction 0.00%   0.00%          
Loans, net of unearned income $ 190,990,000 188,372,000 $ 190,990,000 188,372,000        
Heloc And Real Estate Installment Classes                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
TDR, reduction of interest rate by increment, basis points 0.25%   0.25%          
Restricted And Secured Consumer Real Estate Loans                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Loans, net of unearned income $ 59,300,000 81,100,000 $ 59,300,000 81,100,000   $ 76,800,000    
Finance And Insurance Companies                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Percentage contributed in total loan 13.00%   13.00%          
Concentration risk, percentage     22.00%          
Commercial loans $ 2,100,000,000   $ 2,100,000,000          
Finance Insurance And Loans To Mortgage Companies                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Percentage contributed in total loan 36.00%   36.00%          
Maximum | Permanent Mortgage Portfolio Segment                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Modified interest rate time period 5 years              
Maximum | Commercial Portfolio Segment [Member]                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Forbearance agreements time period 12 months              
Maximum | Credit Card                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Payment reductions, time period 1 year              
Credit card workout program, term extension 5 years              
Maximum | Heloc And Real Estate Installment Classes                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Modified interest rate time period 5 years              
Minimum | Permanent Mortgage Portfolio Segment                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Modified interest rate 2.00%   2.00%          
Modified interest rate time period 5 years              
Minimum | Credit Card                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Payment reductions, time period 6 months              
Minimum | Heloc And Real Estate Installment Classes                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Modified interest rate 1.00%   1.00%          
Special Mention                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Commercial loan grades | number 13   13          
Substandard                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Commercial loan grades | number 14   14          
Doubtful                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Commercial loan grades | number 15   15          
Unlikely to be Collected Financing Receivable                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Commercial loan grades | number 16   16          
PD Grade 1                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for loan losses $ 127,000 0 $ 127,000 0        
Lowest expected default probability | number 1   1          
PD Grade 12                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for loan losses $ 2,975,000 1,383,000 $ 2,975,000 1,383,000        
PD Grade 13                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Allowance for loan losses 4,256,000 $ 6,716,000 4,256,000 $ 6,716,000        
PD Grade 13 | Minimum                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Commercial loans $ 500,000   $ 500,000          
LGD Grade 1                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Commercial loan grades | number 1   1          
LGD Grade 12                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Commercial loan grades | number 12   12          
Loan Reassessed | Minimum                
Accounts, Notes, Loans and Financing Receivable [Line Items]                
Commercial loans $ 1,000,000   $ 1,000,000          
[1] September 30, 2015 includes $30.7 million of held-to-maturity consumer mortgage loans secured by residential real estate in process of foreclosure.
[2] (a) Balances as of September 30, 2015 and 2014, and December 31, 2014 include $ 59. 3 million, $ 81 . 1 million, and $ 76.8 million of restricted real estate loans, respectively. See Note 13 - Variable Interest Entities for additional information.