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Loans (Tables)
 6 Months Ended
Jun. 30, 2015
Loans [Abstract]  
Schedule Of Loans By Portfolio Segment
The following table provides the balance of loans by portfolio segment as of June 30, 2015 and 2014, and December, 31 2014:
June 30December 31
(Dollars in thousands)   2015  2014  2014  
Commercial:        
Commercial, financial, and industrial$9,832,563  $8,402,836  $9,007,286  
Commercial real estate1,400,715  1,231,513  1,277,717  
Retail:      
Consumer real estate (a)4,870,271  5,218,930  5,048,071  
Permanent mortgage487,679  594,001  538,961  
Credit card & other345,544  348,429  358,131  
Loans, net of unearned income$16,936,772  $15,795,709  $16,230,166  
Allowance for loan losses221,351  243,628  232,448  
Total net loans$16,715,421  $15,552,081  $15,997,718  

(a) Balances as of June 30, 2015 and 2014, and December 31, 2014 include $66.4 million, $84.4 million, and $76.8 million of restricted real estate loans, respectively. See Note 13 - Variable Interest Entities for additional information.
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Movement Schedule Rollforward [Table Text Block]
The following table presents a rollforward of the accretable yield for the three and six months ended June 30, 2015 and 2014:
Three Months EndedSix Months Ended
June 30June 30
(Dollars in thousands)2015201420152014
Balance, beginning of period$10,468$15,828$14,714$13,490
Additions-224-335
Accretion(1,576)(1,927)(4,948)(3,584)
Adjustment for payoffs(760)(489)(2,096)(722)
Adjustment for charge-offs-(5)-(69)
Increase in accretable yield (a)2162,8786787,059
Balance, end of period$8,348$16,509$8,348$16,509

Includes changes in the accretable yield due to both transfers from the nonaccretable difference and the impact of changes in the expected timing of the cash flows.

Schedule Of Acquired Purchase Credit Impaired Loans By Portfolio Segment [Table Text Block]
At June 30, 2015, the ALLL related to PCI loans was $2.8 million compared to $2.5 million at June 30, 2014. A loan loss provision credit of $.3 million was recognized during the three months ended June 30, 2015 as compared to a loan loss provision expense of $.6 million recognized during the three months ended June 30, 2014. A loan loss provision credit of $.6 million was recognized during the six months ended June 30, 2015 as compared to a loan loss provision expense of $1.7 million recognized during the six months ended June 30, 2014. The following table reflects the outstanding principal balance and carrying amounts of the acquired PCI loans as of June 30, 2015 and 2014, and December 31, 2014:
June 30, 2015June 30, 2014December 31, 2014
(Dollars in thousands)Carrying valueUnpaid balanceCarrying valueUnpaid balanceCarrying valueUnpaid balance
Commercial, financial and industrial $4,870$5,507$6,738$8,256$5,044$5,813
Commercial real estate 20,26224,83032,93845,29532,55343,246
Consumer real estate 1,9272,7967331,074598868
Credit card and other 91111161014
Total $27,068$33,144$40,420$54,641$38,205$49,941
Information By Class Related To Individually Impaired Loans
Impaired Loans
The following tables provide information at June 30, 2015 and 2014, by class related to individually impaired loans and consumer TDR's. Recorded investment is defined as the amount of the investment in a loan, before valuation allowance but which does reflect any direct write-down of the investment. For purposes of this disclosure, PCI loans and LOCOM have been excluded.
June 30, 2015Three Months EndedSix Months Ended
June 30, 2015June 30, 2015
  Unpaid  AverageInterestAverageInterest
RecordedPrincipalRelatedRecordedIncomeRecordedIncome
(Dollars in thousands)InvestmentBalanceAllowanceInvestmentRecognizedInvestmentRecognized
Impaired loans with no related allowance recorded:        
Commercial:        
General C&I$12,402  $15,690  $-$13,016  $-$12,305  $-
Income CRE4,187  11,262  -4,198  -5,283  -
Residential CRE-  -  --  -287  -
Total$16,589  $26,952  $-$17,214  $-$17,875  $-
Retail:        
HELOC (a)$12,577  $30,604  $-$12,588  $-$12,788  $-
R/E installment loans (a)4,959  6,211  -4,739  -4,704  -
Permanent mortgage (a)6,403  8,603  -6,804  -7,018  -
Total$23,939  $45,418  $-$24,131  $-$24,510  $-
Impaired loans with related allowance recorded:        
Commercial:        
General C&I$30,549  $37,741  $8,117$28,400  $237$24,087  $490
TRUPS13,399  13,700  4,81013,414  -13,429  -
Income CRE6,788  8,298  5336,742  337,140  63
Residential CRE1,518  1,886  1021,571  61,534  13
Total$52,254  $61,625  $13,562$50,127  $276$46,190  $566
Retail:        
HELOC$87,292  $89,454  $21,967$86,197  $461$85,417  $909
R/E installment loans67,269  68,151  19,43968,330  33169,227  658
Permanent mortgage100,754  113,290  17,857102,194  637103,555  1,228
Credit card & other418  418  155451  4479  8
Total$255,733  $271,313  $59,418$257,172  $1,433$258,678  $2,803
Total commercial$68,843  $88,577  $13,562$67,341  $276$64,065  $566
Total retail$279,672  $316,731  $59,418$281,303  $1,433$283,188  $2,803
Total impaired loans$348,515  $405,308  $72,980$348,644  $1,709$347,253  $3,369

June 30, 2014Three Months EndedSix Months Ended
June 30, 2014June 30, 2014
  Unpaid  AverageInterestAverageInterest
RecordedPrincipalRelatedRecordedIncomeRecordedIncome
(Dollars in thousands)InvestmentBalanceAllowanceInvestmentRecognizedInvestmentRecognized
Impaired loans with no related allowance recorded:        
Commercial:        
General C&I$15,489  $17,280  $-$14,809  $-$17,594  $-
TRUPS-----1,625-
Income CRE6,838  14,397  -7,669  -8,090  -
Residential CRE1,148  1,827  -574  -287  -
Total$23,475  $33,504  $-$23,052  $-$27,596  $-
Retail:        
HELOC (a)$17,390  $38,216  $-$16,771  $-$16,629  $-
R/E installment loans (a)7,464  10,009  -8,932  -9,818  -
Permanent mortgage (a)7,862  9,785  -7,858  -8,007  -
Total$32,716  $58,010  $-$33,561  $-$34,454  $-
Impaired loans with related allowance recorded:        
Commercial:        
General C&I$32,395  $38,331  $3,150$30,059  $78$26,146  $157
TRUPS3,520  3,700  9258,535  -16,057  -
Income CRE8,842  10,214  64110,331  6211,214  164
Residential CRE6,029  11,477  6676,204  616,426  124
Total$50,786  $63,722  $5,383$55,129  $201$59,843  $445
Retail:        
HELOC$77,283  $78,492  $17,475$75,285  $457$73,539  $891
R/E installment loans74,748  75,634  26,45074,243  29773,629  566
Permanent mortgage111,604  125,012  19,323112,796  706113,145  1,429
Credit card & other524  524  266648  5653  16
Total$264,159  $279,662  $63,514$262,972  $1,465$260,966  $2,902
Total commercial$74,261  $97,226  $5,383$78,181  $201$87,439  $445
Total retail$296,875  $337,672  $63,514$296,533  $1,465$295,420  $2,902
Total impaired loans$371,136  $434,898  $68,897$374,714  $1,666$382,859  $3,347

All discharged bankruptcy loans are charged down to an estimate of net realizable value and do not carry any allowance.

Balances Of Commercial Loan Portfolio Classes, Disaggregated By PD Grade
The following tables provide the balances of commercial loan portfolio classes with associated allowance, disaggregated by PD grade as of June 30, 2015 and 2014.
June 30, 2015
Loans to      Allowance
GeneralMortgageIncomeResidentialPercentagefor Loan
(Dollars in thousands)C&ICompaniesTRUPS (a)CRECRETotalof TotalLosses
PD Grade:      
1$495,855$-$-$554  $-  $496,409  4%$126  
2590,328--11,602  41  601,971  5332  
3484,072317,856-84,178  181  886,287  8350  
4670,972366,791-96,689  54  1,134,506  10868  
51,135,773304,500-213,213  5,288  1,658,774  156,372  
61,223,233618,616-267,983  4,499  2,114,331  2010,234  
71,186,480139,217-365,840  2,844  1,694,381  1513,203  
8749,50428,068-163,904  272  941,748  813,942  
9419,68724,617-43,752  383  488,439  47,900  
10222,799--27,840  202  250,841  25,147  
11179,139--24,010  1,071  204,220  25,438  
1276,209--17,884  543  94,636  12,704  
13122,862-305,3823,633  287  432,164  44,944  
14,15,16109,820--27,045  2,054  138,919  112,829  
Collectively evaluated for impairment7,666,7331,799,665305,3821,348,127  17,719  11,137,626  9984,389  
Individually evaluated for impairment42,951-12,78510,975  1,518  68,229  113,562  
Purchased credit-impaired loans5,047--20,6121,76427,423-2,291
Total commercial loans$7,714,731$1,799,665$318,167$1,379,714  $21,001  $11,233,278  100%$100,242

June 30, 2014
  Loans to          Allowance
GeneralMortgageIncomeResidentialPercent offor Loan
(Dollars in thousands)C&ICompaniesTRUPS (a)CRECRETotalTotalLosses
PD Grade:            
1$366,235$-$-$-  $-  $366,2354%$-
2260,581--3,110  235  263,9263245
3360,70076,569-983  -  438,2525307
4387,88477,110-7,591  -  472,5855746
5760,72662,031-158,071  6,041  986,869102,579
6991,013199,651-189,927  4,738  1,385,329141,674
71,189,915182,749-285,384  6,087  1,664,135172,696
8771,697301,174-227,419  53  1,300,343132,739
9686,657123,423-108,523  5,911  924,514105,896
10375,86277,058-40,228  1,563  494,71155,379
11361,8701,517-26,275  2,128  391,79048,397
12136,560--32,356  994  169,91021,857
13120,903-325,8828,938  2,007  457,73056,435
14,15,16137,500-9,38549,842  4,944  201,671237,666
Collectively evaluated for impairment6,908,103  1,101,282  335,267  1,138,647  34,701  9,518,000  99  76,616  
Individually evaluated for impairment47,884-3,52015,680  7,177  74,261  1  5,383  
Purchase credit-impaired loans6,780--33,3511,95742,088-2,413
Total commercial loans$6,962,767  $1,101,282  $338,787  $1,187,678  $43,835  $9,634,349  100% $84,412

Balances as of June 30, 2015 and 2014, each presented net of $26.2 million in lower of cost or market (“LOCOM”) valuation allowance. Based on the underlying structure of the notes, the highest possible internal grade is "13".

Period-End Balances And Various Asset Quality Attributes By Origination Vintage For The HELOC
The following tables reflect period end balances and average FICO scores by origination vintage for the HELOC, real estate installment, and permanent mortgage classes of loans as of June 30, 2015 and 2014:
HELOC
June 30, 2015June 30, 2014
  Average  Average    Average  Average
(Dollars in thousands) Period EndOriginationRefreshedPeriod EndOriginationRefreshed
Origination VintageBalanceFICOFICOBalanceFICOFICO
pre-2003$46,789  708  703  $68,332  708  703  
200386,928  720  709  120,962  723  710  
2004236,022  723  708  346,431  725  713  
2005382,946  730  718  500,404  732  722  
2006306,652  739  727  365,886  740  728  
2007327,360  744  729  384,391  743  729  
2008183,224  753  748  208,637  753  748  
200992,774  752  744  110,934  751  745  
201088,337  754  747  106,954  753  750  
201186,584  758  751  105,295  759  755  
2012107,715  760  757  128,733  759  759  
2013136,449757757167,149760760
2014120,54476176351,982760762
201560,176764763---
Total$2,262,500  742  732  $2,666,090  741  732  
Period-End Balances And Various Asset Quality Attributes By Origination Vintage For The Real Estate Installment Loans
  
R/E Installment LoansJune 30, 2015June 30, 2014
  Average  Average    Average  Average
(Dollars in thousands) Period EndOriginationRefreshedPeriod EndOriginationRefreshed
Origination VintageBalance FICOFICOBalanceFICOFICO
pre-2003$10,180  678  686  $18,623  680  683  
200339,996  713  722  62,823  713  724  
200434,944  698  697  47,502  700  699  
2005106,185  715  711  141,545  716  712  
2006116,730  712  704  156,538  714  702  
2007175,807  722  708  224,425  724  709  
200856,222  719  712  74,106  721  714  
200924,999  736  727  33,506  739  732  
201082,230  750  760  113,437  748  754  
2011254,298  760  759  309,172  760  759  
2012562,078  764  765  653,179  764  765  
2013443,257755757497,720757756
2014439,744756755220,264756754
2015261,101757756---
Total$2,607,771  749  748  $2,552,840  747  744  
Period-End Balances And Various Asset Quality Attributes By Origination Vintage For Permanent Mortgage Classes Of Loans
  
Permanent MortgageJune 30, 2015June 30, 2014
  Average  Average    Average  Average
(Dollars in thousands) Period EndOriginationRefreshedPeriod EndOriginationRefreshed
Origination VintageBalanceFICOFICOBalanceFICOFICO
pre-2004$126,365  722  717  $169,338  724  720  
200414,586  712  711  19,378  713  714  
200532,187  736  734  37,572  737  737  
200656,378  732  734  68,693  730  721  
2007176,298  733  717  207,116  733  712  
200881,865  741  710  91,904  741  704  
Total$487,679  730  717  $594,001  729  713  
Accruing And Non-Accruing Loans By Class
The following table reflects accruing and non-accruing loans by class on June 30, 2015:
Accruing  Non-Accruing  
  30-89  90+      30-89  90+  Total
DaysDaysTotalDaysDaysNon-Total
(Dollars in thousands)Current Past DuePast DueAccruingCurrent Past DuePast DueAccruingLoans
Commercial (C&I):                
General C&I$7,673,986  $4,830  $199  $7,679,015  $13,781  $2,536  $14,352  $30,669  $7,709,684  
Loans to mortgage companies1,797,877  1,669  -  1,799,546  -  -  119  119  1,799,665  
TRUPS (a)305,382  -  -  305,382  -  -  12,785  12,785  318,167  
Purchased credit-impaired loans4,153  201  693  5,047  -  -  -  -  5,047
Total commercial (C&I)9,781,3986,7008929,788,99013,781  2,536  27,256  43,5739,832,563
Commercial real estate:                
Income CRE1,344,440  2,916  -  1,347,356  1,285  2,041  8,420  11,746  1,359,102  
Residential CRE19,114  123  -  19,237  -  -  -  -  19,237  
Purchased credit-impaired loans22,238  -  138  22,376  -  -  -  -  22,376
Total commercial real estate1,385,7923,039  1381,388,9691,285  2,041  8,42011,7461,400,715
Consumer real estate:                
HELOC2,150,344  22,240  9,785  2,182,369  65,345  5,243  9,543  80,131  2,262,500  
R/E installment loans2,557,513  9,172  4,272  2,570,957  27,294  1,873  5,227  34,394  2,605,351  
Purchased credit-impaired loans2,012  4  404  2,420  -  -  -  -  2,420
Total consumer real estate4,709,869  31,416  14,461  4,755,746  92,639  7,116  14,770  114,525  4,870,271  
Permanent mortgage444,187  5,450  5,569  455,206  15,495  1,981  14,997  32,473  487,679  
Credit card & other                
Credit card182,477  1,446  1,284  185,207  -  -  -  -  185,207  
Other158,530  873  177  159,580  -  -  749  749  160,329  
Purchased credit-impaired loans8--8----8
Total credit card & other341,015  2,319  1,461  344,795  -  -  749  749  345,544  
Total loans, net of unearned$16,662,261  $48,924  $22,521  $16,733,706  $123,200  $13,674  $66,192  $203,066  $16,936,772  

Total TRUPS includes LOCOM valuation allowance of $26.2 million.

The following table reflects accruing and non-accruing loans by class on June 30, 2014:
Accruing  Non-Accruing  
30-8990+30-8990+Total 
   Days  Days  Total     Days  Days  Non-  Total
(Dollars in thousands) CurrentPast DuePast DueAccruingCurrentPast DuePast DueAccruingLoans
Commercial (C&I):  
General C&I$6,900,880  $9,707  $704  $6,911,291  $13,105  $3,850  $27,741  $44,696  $6,955,987  
Loans to mortgage companies1,097,367  3,782  -  1,101,149  -  -  133  133  1,101,282  
TRUPS (a)335,267  -  -  335,267  -  -  3,520  3,520  338,787  
Purchased credit-impaired loans5,226  322  1,232  6,780  -  -  -  -  6,780
Total commercial (C&I)8,338,74013,8111,9368,354,48713,105  3,850  31,394  48,3498,402,836
Commercial real estate:                  
Income CRE1,134,752  8,044  -  1,142,796  271  133  11,127  11,531  1,154,327  
Residential CRE39,429  -  -  39,429  1,297  -  1,152  2,449  41,878  
Purchased credit-impaired loans29,827  259  5,222  35,308  -  -  -  -  35,308
Total commercial real estate1,204,0088,303  5,2221,217,5331,568  133  12,27913,9801,231,513
Consumer real estate:                  
HELOC 2,548,170  19,772  9,677  2,577,619  71,653  5,888  10,930  88,471  2,666,090  
R/E installment loans2,490,461  11,264  7,889  2,509,614  32,881  3,002  6,568  42,451  2,552,065  
Purchased credit-impaired loans775  -  -  775  -  -  -  -  775
Total consumer real estate5,039,406  31,036  17,566  5,088,008  104,534  8,890  17,498  130,922  5,218,930  
Permanent mortgage546,846  5,559  4,573  556,978  16,935  3,410  16,678  37,023  594,001  
Credit card & other                
Credit card184,014  2,010  1,564  187,588  -  -  -  -  187,588  
Other158,233  937  317  159,487  -  -  1,342  1,342  160,829  
Purchased credit-impaired loans12--12----12
Total credit card & other342,259  2,947  1,881  347,087  -  -  1,342  1,342  348,429  
Total loans, net of unearned$15,471,259  $61,656  $31,178  $15,564,093  $136,142  $16,283  $79,191  $231,616  $15,795,709  

Total TRUPS includes LOCOM valuation allowance of $26.2 million.
Schedule Of Troubled Debt Restructurings Occurring During The Year
The following tables reflect portfolio loans that were classified as TDRs during the three and six months ended June 30, 2015 and 2014:
Three Months Ended June 30, 2015Six Months Ended June 30, 2015
  Pre-Modification  Post-ModificationPre-ModificationPost-Modification
OutstandingOutstandingOutstandingOutstanding
(Dollars in thousands) NumberRecorded InvestmentRecorded InvestmentNumberRecorded InvestmentRecorded Investment
Commercial (C&I):        
General C&I-  $-  $-2  $1,388  $1,325
Total commercial (C&I)-  -  -2  1,388  1,325
Consumer real estate:        
HELOC 65  7,237  7,147102  10,964  10,854
R/E installment loans22  1,912  1,91638  3,266  3,293
Total consumer real estate87  9,149  9,063140  14,230  14,147
Permanent mortgage 4  1,718  1,7336  2,039  2,054
Credit card & other6  20  191248  46
Total troubled debt restructurings97  $10,887  $10,815160  $17,705  $17,572

Three Months Ended June 30, 2014Six Months Ended June 30, 2014
  Pre-Modification  Post-ModificationPre-ModificationPost-Modification
OutstandingOutstandingOutstandingOutstanding
(Dollars in thousands) NumberRecorded InvestmentRecorded InvestmentNumberRecorded InvestmentRecorded Investment
Commercial (C&I):        
General C&I2  $736  $5222  $736  $522
Total commercial (C&I)2  736  5222  736  522
Commercial real estate:        
Income CRE2  421  4212  421  421
Residential CRE1  976  9601  976  960
Total commercial real estate3  1,397  1,3813  1,397  1,381
Consumer real estate:        
HELOC97  8,279  8,557164  14,069  14,325
R/E installment loans45  3,132  3,093117  8,275  8,195
Total consumer real estate142  11,411  11,650281  22,344  22,520
Permanent mortgage12  2,082  2,08024  6,675  6,167
Credit card & other14  60  5734  147  142
Total troubled debt restructurings173  $15,686  $15,690344  $31,299  $30,732
Schedule Of Troubled Debt Restructurings Within The Previous 12 Months
The following tables present TDRs which re-defaulted during the three and six months ended June 30, 2015 and 2014, and as to which the modification occurred 12 months or less prior to the re-default. Financing receivables that became classified as TDRs within the previous 12 months and for which there was a payment default during the period are calculated by first identifying TDRs that defaulted during the period and then determining whether they were modified within the 12 months prior to the default. For purposes of this disclosure, FHN generally defines payment default as 30 or more days past due.
Three Months EndedSix Months Ended
June 30, 2015June 30, 2015
  RecordedRecorded
(Dollars in thousands)NumberInvestmentNumberInvestment
Commercial (C&I):    
General C&I-  $-  -  $-
Total commercial (C&I)-  -  -  -
Commercial real estate:    
Income CRE-  -  -  -
Residential CRE1  896  1  896
Total commercial real estate1  896  1  896
Consumer real estate:    
HELOC6  278  7  308
R/E installment loans1  26  2  112
Total consumer real estate7  304  9  420
Permanent mortgage-  -  -  -
Credit card & other2  5  3  8
Total troubled debt restructurings10  $1,205  13  $1,324

Three Months EndedSix Months Ended
June 30, 2014June 30, 2014
  RecordedRecorded
(Dollars in thousands)NumberInvestmentNumberInvestment
Commercial (C&I):    
General C&I-  $-  4  $512
Total commercial (C&I)-  -  4  512
Commercial real estate:    
Income CRE-  -  2  389
Residential CRE-  -  -  -
Total commercial real estate-  -  2  389
Consumer real estate:    
HELOC2  128  5  339
R/E installment loans5  305  7  368
Total consumer real estate7  433  12  707
Permanent mortgage2  781  2  781
Credit card & other2  42  4
Total troubled debt restructurings11  $1,218  22  $2,393