Exhibit 99.1

FIRST HORIZON NATIONAL CORPORATION

PRO FORMA CONDENSED CONSOLIDATED STATEMENT OF INCOME

	Year Ended December 31, 2007
	First Horizon
	National						Pro Forma
	Corporation			Pro Forma			Financial
	Historical			Adjustments (a)			Statement
(Dollars in thousands except per share data)/(Unaudited)
Interest income:
Interest and fees on loans	$	1,621,881		$	-		$	1,621,881
Interest on investment securities		188,733			-			188,733
Interest on loans held for sale		253,587			(168,820	)		84,767
Interest on trading securities		174,188			(38,578	)		135,610
Interest on other earning assets		67,570			(1,253	)		66,317
Total interest income		2,305,959			(208,651	)		2,097,308
Interest expense:
Interest on deposits:
Savings		115,954			-			115,954
Time deposits		136,571			-			136,571
Other interest-bearing deposits		25,852			-			25,852
Certificates of deposit $100,000 and more		369,313			-			369,313
Interest on trading liabilities		51,516			-			51,516
Interest on short-term borrowings		294,074			(156,389	)		137,685
Interest on long-term debt		372,037			-			372,037
Total interest expense		1,365,317			(156,389	)		1,208,928
Net interest income		940,642			(52,262	)		888,380
Provision for loan losses		272,765			-			272,765
Net interest income after provision for loan losses		667,877			(52,262	)		615,615
Noninterest income:
Capital markets		334,371			-			334,371
Deposit transactions and cash management		175,271			-			175,271
Mortgage banking		69,454			(83,652	)		(14,198	)
Trust services and investment management		40,335			-			40,335
Insurance commissions		31,739			-			31,739
Revenue from loan sales and securitizations		23,881			-			23,881
Equity securities losses, net		(7,475	)		-			(7,475	)
Debt securities gains, net		6,292			-			6,292
Gains on divestitures		15,695			-			15,695
All other income and commissions		170,386			(18,030	)		152,356
Total noninterest income		859,949			(101,682	)		758,267
Adjusted gross income after provision for loan losses		1,527,826			(153,944	)		1,373,882
Noninterest expense:
Employee compensation, incentives and benefits		968,122			(154,539	)		813,583
Occupancy		131,173			(39,815	)		91,358
Equipment rentals, depreciation and maintenance		72,926			(16,921	)		56,005
Operations services		74,200			(7,272	)		66,928
Communications and courier		43,909			(9,222	)		34,687
Amortization of intangible assets		10,959			(2,627	)		8,332
Goodwill impairment		84,084			(62,742	)		21,342
All other expense		458,060			(53,968	)		404,092
Total noninterest expense		1,843,433			(347,106	)		1,496,327
Loss before income taxes		(315,607	)		193,162			(122,445	)
Benefit  for income taxes		(140,731	)		74,367			(66,364	)
Loss from continuing operations		(174,876	)		118,795			(56,081	)
Income from discontinued operations, net of tax		4,765			-			4,765
Net loss	$	(170,111	)	$	118,795		$	(51,316	)
Loss per common share from continuing operations	$	(1.39	)				$	(0.45	)
Earnings per common share from discontinued operations, net of tax		.04						.04
Loss per common share	$	(1.35	)				$	(0.41	)
Diluted loss per common share from continuing operations	$	(1.39	)				$	(0.45	)
Diluted earnings per common share from discontinued operations,
net of tax		.04						.04
Diluted loss per common share	$	(1.35	)				$	(0.41	)
Weighted average common shares		125,843						125,843
Diluted average common shares		125,843						125,843

See Endnotes.

FIRST HORIZON NATIONAL CORPORATION

PRO FORMA CONDENSED CONSOLIDATED STATEMENT OF INCOME

	Six Months Ended June 30, 2008
	First Horizon
	National						Pro Forma
	Corporation			Pro Forma			Financial
	Historical			Adjustments (a)			Statement
(Dollars in thousands except per share data)/(Unaudited)
Interest income:
Interest and fees on loans	$	617,095		$	-		$	617,095
Interest on investment securities		79,947			-			79,947
Interest on loans held for sale		112,655			(83,987	)		28,668
Interest on trading securities		66,078			(17,303	)		48,775
Interest on other earning assets		16,153			(318	)		15,835
Total interest income		891,928			(101,608	)		790,320
Interest expense:
Interest on deposits:
Savings		44,250			-			44,250
Time deposits		57,042			-			57,042
Other interest-bearing deposits		9,462			-			9,462
Certificates of deposit $100,000 and more		48,429			-			48,429
Interest on trading liabilities		19,015			-			19,015
Interest on short-term borrowings		119,474			(58,358	)		61,116
Interest on long-term debt		127,269			-			127,269
Total interest expense		424,941			(58,358	)		366,583
Net interest income		466,987			(43,250	)		423,737
Provision for loan losses		460,000			-			460,000
Net interest income/(loss) after provision for loan losses		6,987			(43,250	)		(36,263	)
Noninterest income:
Capital markets		253,795			-			253,795
Deposit transactions and cash management		89,350			-			89,350
Mortgage banking		331,130			(232,268	)		98,862
Trust services and investment management		17,992			-			17,992
Insurance commissions		14,966			-			14,966
Revenue from loan sales and securitizations		(11,081	)		-			(11,081	)
Equity securities gains, net		64,043			-			64,043
Debt securities gains, net		931			-			931
Gains on divestitures		(1,424	)		-			(1,424	)
All other income and commissions		88,420			(13,102	)		75,318
Total noninterest income		848,122			(245,370	)		602,752
Adjusted gross income after provision for loan losses		855,109			(288,620	)		566,489
Noninterest expense:
Employee compensation, incentives and benefits		564,548			(149,924	)		414,624
Occupancy		58,609			(19,646	)		38,963
Equipment rentals, depreciation and maintenance		33,279			(7,247	)		26,032
Operations services		38,088			(3,826	)		34,262
Communications and courier		22,481			(6,813	)		15,668
Amortization of intangible assets		4,622			(1,013	)		3,609
All other expense		182,493			(50,066	)		132,427
Total noninterest expense		904,120			(238,535	)		665,585
Loss before income taxes		(49,011	)		(50,085	)		(99,096	)
Benefit for income taxes		(36,967	)		(19,283	)		(56,250	)
Loss from continuing operations		(12,044	)		(30,802	)		(42,846	)
Income from discontinued operations, net of tax		883			-			883
Net loss	$	(11,161	)	$	(30,802	)	$	(41,963	)
Loss per common share from continuing operations	$	(0.08	)				$	(0.29	)
Earnings per common share from discontinued operations, net of tax		.01						.01
Loss per common share	$	(0.07	)				$	(0.28	)
Diluted loss per common share from continuing operations	$	(0.08	)				$	(0.29	)
Diluted earnings per common share from discontinued operations,
net of tax		.01						.01
Diluted loss per common share	$	(0.07	)				$	(0.28	)
Weighted average common shares		148,898						148,898
Diluted average common shares		148,898						148,898

See Endnotes.

FIRST HORIZON NATIONAL CORPORATION

PRO FORMA CONSOLIDATED CONDENSED STATEMENT OF CONDITION

	June 30, 2008
	First Horizon			Reversal of							Pro Forma
	National			Divestiture			Pro Forma				Financial
	Corporation			Accounts (b)			Adjustments				Statement
(Dollars in thousands)/(Unaudited)
Assets:
Cash and due from banks	$	838,376		$	-		$	(24,606	)	(c)	$	986,030
					-			172,260		(d)
Federal funds sold and securities					-
purchased under agreements to resell		1,166,982			-			-				1,166,982
Total cash and cash equivalents		2,005,358			-			147,654				2,153,012
Interest-bearing deposits with other financial institutions		39,829			-			-				39,829
Trading securities		1,473,815			89,239			(92,482	)	(c)		1,470,572
Trading securities-divestiture		89,239			(89,239	)		-				-
Loans held for sale		2,554,030			-			-				2,554,030
Securities available for sale		2,896,688			-			-				2,896,688
Securities held to maturity		240			-			-				240
Loans, net of unearned income		22,225,232			-			-				22,225,232
Less:  Allowance for loan losses		575,149			-			-				575,149
Total net loans		21,650,083			-			-				21,650,083
Mortgage servicing rights, net		903,634			235,761			(233,162	)	(c)		906,233
Mortgage servicing rights-divestiture		235,761			(235,761	)		-				-
Goodwill		192,408			-			-				192,408
Other intangible assets, net		48,615			-			-				48,615
Capital markets receivables		994,571			-			-				994,571
Premises and equipment, net		344,410			31,994			(29,691	)	(c)		346,713
Real estate acquired by foreclosure		141,857			-			-				141,857
Other assets		1,908,795			38,634			(59,361	)	(c)		1,890,004
								1,936		(f)
Other assets-divestiture		70,628			(70,628	)		-				-
Total assets	$	35,549,961		$	-		$	(265,106	)		$	35,284,855
Liabilities and shareholders' equity:
Deposits:
Savings	$	4,041,352		$	-		$	-			$	4,041,352
Time deposits		2,468,521			-			-				2,468,521
Other interest-bearing deposits		1,880,678			-			-				1,880,678
Certificates of deposit $100,000 and more		1,953,432			-			-				1,953,432
Interest-bearing		10,343,983			-			-				10,343,983
Noninterest-bearing		4,453,332			296,632			(231,971	)	(c)		4,517,993
Noninterest-bearing-divestiture		296,632			(296,632	)		-				-
Total deposits		15,093,947			-			(231,971	)			14,861,976
Federal funds purchased and securities
sold under agreements to repurchase		2,620,014			-			-				2,620,014
Trading liabilities		464,225			-			-				464,225
Commercial paper and other short-term borrowings		5,998,810			-			-				5,998,810
Term borrowings		5,783,407			-			-				5,783,407
Other collateralized borrowings		767,010			-			-				767,010
Total long-term debt		6,550,417			-			-				6,550,417
Capital markets payables		868,883						-				868,883
Other liabilities		959,476			1,466			(25,946	)	(c)		942,253
								(9,043	)	(e)
								16,300		(f)
Other liabilities-divestiture		1,466			(1,466	)		-				-
Total liabilities		32,557,238			-			(250,660	)			32,306,578
Preferred stock of subsidiary		295,277			-			-				295,277
Shareholders' equity
Preferred stock - no par value    (5,000,000 shares authorized, but unissued)		-			-			-				-
Common stock		122,345			-			-				122,345
Capital surplus		980,428			-			-				980,428
Undivided profits		1,646,272			-			(14,446	)	(g)		1,631,826
Accumulated other comprehensive (loss)/income, net		(51,599	)		-			-				(51,599	)
Total shareholders' equity		2,697,446			-			(14,446	)			2,683,000
Total liabilities and shareholders' equity	$	35,549,961		$	-		$	(265,106	)		$	35,284,855

First Horizon National Corporation

Endnotes to the Pro Forma Financial Statements

(a)	Represents the carve out of origination activities and servicing platform sold to MetLife, the
	associated subservicing agreement, and the sale of servicing rights related to first lien mortgage loans.
	The associated unpaid principal balance was approximately $20 billion as of June 30, 2008.
(b)	Divestiture account balances as of June 30, 2008 were based on the best estimates of assets and
	liabilities expected to be transferred.  Amounts are reversed to the original accounts so that the
	pro forma adjustments will reflect the actual assets and liabilities being transferred as if the
	transaction occurred on June 30, 2008.
(c)	Adjustment reflects the assets and liabilities being transferred to MetLife as if the transaction
	occurred on June 30, 2008.
(d)	Reflects cash that would have been received for net assets transferred to MetLife as if the
	transaction occurred on June 30, 2008.
(e)	Reflects the net tax effect of the transaction, determined using the statutory rate, as if the
	sale occurred on June 30, 2008.
(f)	Reflects assets and liabilities recognized related to the transaction.
(g)	Represents the loss on sale, net of related tax effect determined at the statutory rate, that would
	have been recognized had the sale occurred on June 30, 2008.