<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FIRST
TENNESSEE NATIONAL CORPORATION'S JUNE 30, 2000, FINANCIAL STATEMENTS FILED IN
ITS 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                         844,741
<INT-BEARING-DEPOSITS>                           1,096
<FED-FUNDS-SOLD>                               250,891
<TRADING-ASSETS>                               374,211
<INVESTMENTS-HELD-FOR-SALE>                  2,069,712
<INVESTMENTS-CARRYING>                         702,144
<INVESTMENTS-MARKET>                           652,941
<LOANS>                                     12,827,421
<ALLOWANCE>                                    142,722
<TOTAL-ASSETS>                              19,804,616
<DEPOSITS>                                  12,555,421
<SHORT-TERM>                                 4,366,824
<LIABILITIES-OTHER>                          1,120,789
<LONG-TERM>                                    359,830
<PREFERRED-MANDATORY>                          100,000
<PREFERRED>                                          0
<COMMON>                                        81,396
<OTHER-SE>                                   1,220,356
<TOTAL-LIABILITIES-AND-EQUITY>              19,804,616
<INTEREST-LOAN>                                538,139
<INTEREST-INVEST>                              102,451
<INTEREST-OTHER>                                22,828
<INTEREST-TOTAL>                               663,418
<INTEREST-DEPOSIT>                             223,426
<INTEREST-EXPENSE>                             366,068
<INTEREST-INCOME-NET>                          297,350
<LOAN-LOSSES>                                   32,574
<SECURITIES-GAINS>                               1,685
<EXPENSE-OTHER>                                594,532
<INCOME-PRETAX>                                143,467
<INCOME-PRE-EXTRAORDINARY>                      94,946
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    94,946
<EPS-BASIC>                                        .73
<EPS-DILUTED>                                      .72
<YIELD-ACTUAL>                                    3.74
<LOANS-NON>                                     26,562
<LOANS-PAST>                                    38,539
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 45,859
<ALLOWANCE-OPEN>                               139,603
<CHARGE-OFFS>                                   31,409
<RECOVERIES>                                     4,127
<ALLOWANCE-CLOSE>                              142,722
<ALLOWANCE-DOMESTIC>                           142,722
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0