Other Income And Other Expense

6 Months Ended

Jun. 30, 2011

Other Income And Other Expense

Other Income And Other Expense

 

Note 7 — Other Income and Other Expense

Following is detail of All other income and commissions and All other expense as presented in the Consolidated Condensed Statements of Income:

	Three Months Ended					Six Months Ended
	June 30					June 30
(Dollars in thousands)	2011		2010			2011		2010
All other income and commissions:
Bankcard income	$	5,151	$	5,271		$	9,871	$	9,819
Bank owned life insurance		4,920		5,784			9,735		12,253
ATM interchange fees		3,791		3,232			7,326		6,889
Other service charges		2,821		2,382			5,675		4,765
Letter of credit fees		1,869		1,802			3,645		3,441
Electronic banking fees		1,536		1,887			3,070		3,612
Deferred compensation		221		(771	)		1,200		239
Gains on extinguishment of debt		—		—			5,761		17,060
Other		9,722		6,866			16,067		14,493
Total	$	30,031	$	26,453		$	62,350	$	72,571
All other expense:
Losses from litigation and regulatory matters	$	38,260	$	1,270		$	40,585	$	1,270
Low income housing expense		4,973		5,364			9,670		10,830
Advertising and public relations		3,631		5,574			7,493		10,824
Other insurance and taxes		3,511		3,589			6,986		6,742
Travel and entertainment		2,178		2,627			3,979		4,998
Employee training and dues		1,350		965			2,601		2,407
Customer relations		1,155		1,838			2,425		3,805
Bank examination costs		1,117		1,142			2,235		2,284
Supplies		801		1,083			1,782		2,231
Loan insurance expense (a)		706		682			1,487		(2,192	)
Federal services fees		291		712			755		1,619
Other (b)		17,026		(1,839	)		22,827		5,923
Total	$	74,999	$	23,007		$	102,825	$	50,741

(a)	First quarter 2010 includes the cancellation of an HLTV insurance contract and return of $3.8 million of premiums.
(b)	Second quarter 2011 includes $9.0 million charge to terminate a technology services contract. Second quarter 2010 includes $5.0 million expense reversal related to the Visa contingent liability.