EX-21 9 ex21.txt EXHIBIT 21 Exhibit 21 PARENTS AND SUBSIDIARIES The following is a list of all subsidiaries of First Tennessee National Corporation ("FTNC") and information on an unconsolidated entity at December 31, 2003. Each subsidiary is 100% owned by its immediate parent, except as described below in note (4), and all are included in the Consolidated Financial Statements:
Type of Ownership Jurisdiction of Type of Ownership Incorporation/ Subsidiary by FTNC Organization ---------- ----------------- --------------- First National Bank of Springdale (1)* Direct United States First Tennessee Bank National Association (2) Direct United States Check Consultants, Incorporated* Indirect Tennessee Community Leasing Corporation* Indirect Tennessee Community Money Center, Inc.* Indirect Tennessee East Tennessee Service Corporation* Indirect Tennessee Upper East Tennessee Insurance Agency* Indirect Tennessee First Express Remittance Processing, Inc. Indirect Tennessee First Funds, Inc.* Indirect Tennessee First Horizon Insurance Services, Inc. Indirect Tennessee First Horizon Merchant Services, Inc. Indirect Tennessee Global Card Services, Inc. Indirect Florida First Horizon Money Center, Inc.* Indirect Tennessee First Tennessee ABS, Inc. Indirect Delaware First Tennessee Brokerage, Inc. Indirect Tennessee First Tennessee Commercial Loan Management, Inc.* Indirect Tennessee First Tennessee Equipment Finance Corporation Indirect Tennessee First Tennessee Housing Corporation Indirect Tennessee CC Community Development Holdings, Inc. Indirect Tennessee First Tennessee Merchant Equipment, Inc.* Indirect Tennessee FT Building, LLC Indirect Tennessee FT Insurance Corporation Indirect Tennessee FT Mortgage Holding Corporation Indirect Illinois Federal Flood Certification Corporation Indirect Texas FHEL, Inc. Indirect Delaware FHRF, Inc. Indirect Delaware First Horizon Mortgage Loan Corporation Indirect Delaware FT Real Estate Securities Company, Inc. Indirect Arkansas FHRIII, LLC Indirect Delaware FHTRS, Inc. Indirect Delaware FH-FF Mortgage Services, L.P. Indirect Delaware FHR Holding, Inc. Indirect Delaware FHRIV, LLC Indirect Delaware FHRV, LLC Indirect Delaware FHRVI, LLC Indirect Delaware First Horizon Home Loan Corporation (3) Indirect Kansas First Tennessee Mortgage Services, Inc. Indirect Tennessee
First Horizon Asset Securities, Inc. Indirect Delaware FT Real Estate Information Mortgage Solutions Holdings, Inc. Indirect Delaware FT Real Estate Information Mortgage Solutions, Inc. Indirect Delaware FT Reinsurance Company Indirect South Carolina FTN Financial Capital Assets Corporation Indirect Tennessee FTN Financial Securities Corporation Indirect Tennessee FTN Financial Securitization Corporation Indirect Delaware FTN Investment Corp. Indirect Delaware FTN Midwest Research Securities Corporation Indirect Delaware FTN Premium Services, Inc. Indirect Tennessee Hickory Venture Capital Corporation Indirect Alabama JPO, Inc.* Indirect Tennessee Synaxis Group, Inc. Indirect Delaware Frost Specialty Risk, Inc. Indirect Tennessee Mann, Smith & Cummings, Inc. Indirect Tennessee Employers Risk Services, Inc. Indirect Kentucky Merritt & McKenzie, Inc. Indirect Georgia Polk & Sullivan Group, Inc. Indirect Tennessee Synaxis Risk Services, Inc. Indirect Tennessee Van Meter Insurance, Inc. Indirect Kentucky TSMM Corporation* Indirect Tennessee FTB Futures Corporation* Direct Tennessee Hickory Capital Corporation Direct Tennessee Highland Capital Management Corp. Direct Tennessee Martin & Company, Inc. Direct Tennessee Mountain Financial Company* Direct Tennessee Norlen Life Insurance Company Direct Arizona Springdale Trust Company Direct Arkansas
*Inactive. (1) Substantially all of the assets of the bank were sold on 12/31/03. (2) Divisions of this subsidiary do business in certain jurisdictions under the following names: First Express, First Horizon, First Horizon Bank, First Horizon Equity Lending, First Horizon Money Center, FTN Financial Capital Markets, Garland Trust, Gulf Pacific Mortgage. (3) Divisions of this subsidiary do business in certain jurisdictions under the following names: First Horizon Home Loans, First Horizon Lending Center, McGuire Mortgage, OneLoan. (4) The following subsidiaries are not wholly-owned by their immediate parent: FT Mortgage Holding Corporation - FTNC owns <1% of the common stock with the balance owned by the subsidiary's immediate parent. FT Real Estate Securities Company, Inc. - FTNC owns <1% of the common stock with the balance of the common stock owned by the subsidiary's immediate parent. Some preferred stock is not owned directly or indirectly by FTNC. First Horizon Mortgage Loan Corporation - FTNC owns <1% of the common stock directly with the balance of the common stock owned by the subsidiary's immediate parent. First Tennessee Mortgage Services, Inc. - FTNC owns <2% of the common stock directly with the balance of the common stock owned by the subsidiary's immediate parent. FH-FF Mortgage Services, L.P. - FT Real Estate Securities Company, Inc. owns a 99% limited partnership interest and First Tennessee Mortgage Services, Inc. owns a 1% general partnership interest. FHRF, Inc. - First Tennessee Mortgage Services, Inc. owns 1.01% of the common stock with the balance owned by the subsidiary's immediate parent. In addition, FTNC owns 100% of the common securities of the following unconsolidated entity: First Tennessee Capital I, a Delaware business trust.