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Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2014
Loans And Leases Receivable Allowance [Abstract]  
Rollforward Of The Allowance For Loan Losses By Portfolio Segment
The following table provides a rollforward of the allowance for loan losses by portfolio segment for December 31, 2014, 2013, and 2012:
CommercialConsumerPermanentCredit Card
(Dollars in thousands)C&IReal EstateReal EstateMortgageand OtherTotal
Balance as of January 1, 2012$130,413$55,586$165,077$26,194$7,081$384,351
Charge-offs (a)(30,887)(19,977)(147,918)(13,604)(12,624)(225,010)
Recoveries11,1514,47517,7703,0243,20239,622
Provision(b)(14,486)(20,087)94,0209,3149,23978,000
Balance as of December 31, 201296,19119,997128,94924,9286,898276,963
Allowance - individually evaluated for impairment17,79915635,28921,71320375,160
Allowance - collectively evaluated for impairment78,39219,84193,6603,2156,695201,803
Loans, net of unearned as of December 31, 2012:
Individually evaluated for impairment123,63649,517160,000120,924818454,895
Collectively evaluated for impairment8,673,3201,118,7185,528,703644,659288,28716,253,687
Total loans, net of unearned $8,796,956$1,168,235$5,688,703$765,583$289,105$16,708,582
Balance as of January 1, 2013$96,191$19,997$128,949$24,928$6,898$276,963
Charge-offs (22,936)(3,502)(73,642)(9,934)(11,404)(121,418)
Recoveries12,4874,27521,3602,4732,66943,264
Provision704(10,167)50,1185,0249,32155,000
Balance as of December 31, 201386,44610,603126,78522,4917,484253,809
Allowance - individually evaluated for impairment14,2951,60044,17317,04222477,334
Allowance - collectively evaluated for impairment72,1328,21882,6015,4497,258175,658
Allowance - purchase credit impaired loans1978511-2817
Loans, net of unearned as of December 31, 2013:
Individually evaluated for impairment80,23127,812170,422121,458545400,468
Collectively evaluated for impairment7,836,2501,066,6395,162,060540,784336,04714,941,780
Purchased credit-impaired loans7,09538,828889-1446,826
Total loans, net of unearned$7,923,576$1,133,279$5,333,371$662,242$336,606$15,389,074
Balance as of January 1, 2014$86,446$10,603$126,785$22,491$7,484$253,809
Charge-offs(20,492)(3,741)(45,391)(5,891)(14,931)(90,446)
Recoveries9,6664,15022,8242,3143,13142,085
Provision(8,609)7,5628,79320819,04627,000
Balance as of December 31, 2014 67,01118,574113,01119,12214,730232,448
Allowance - individually evaluated for impairment5,17379640,77816,62725463,628
Allowance - collectively evaluated for impairment61,80614,70272,1562,49514,476165,635
Allowance - purchased credit-impaired loans323,07677--3,185
Loans, net of unearned as of December 31, 2014:
Individually evaluated for impairment35,69819,430173,225113,459533342,345
Collectively evaluated for impairment8,966,5121,222,6584,874,171425,502357,58815,846,431
Purchased credit-impaired loans5,07635,629675-1041,390
Total loans, net of unearned $9,007,286$1,277,717$5,048,071$538,961$358,131$16,230,166

  • 2012 includes approximately $33 million of charge-offs associated with discharged bankruptcies, largely included in the consumer real estate portfolio segment.
  • 2012 includes approximately $23 million of loan loss provision related to discharged bankruptcies.