CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
Operating Activities
Net income	$ 266	$ 222
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	15	40
Deferred income tax expense	25	2
Depreciation and amortization of premises and equipment	14	14
Amortization of intangible assets	8	10
Net other amortization (accretion)	0	(2)
Net decrease in trading securities	363	237
Net increase in derivatives	(12)	(3)
Stock-based compensation expense	13	18
Securities (gains) losses, net	1	0
Loans held for sale:
Purchases and originations	(1,047)	(558)
Gross proceeds from settlements and sales	592	372
Gain (loss) due to fair value adjustments and other	26	(1)
Other operating activities, net	14	(2)
Total adjustments	12	127
Net cash provided by operating activities	278	349
Investing Activities
Proceeds from maturities of securities available for sale	261	217
Purchases of securities available for sale	(262)	(245)
Proceeds from prepayments of securities held to maturity	13	13
Purchases of premises and equipment	(8)	(9)
Net (increase) decrease in loans and leases	(240)	333
Net decrease in interest-bearing deposits with banks	9	373
Other investing activities, net	3	11
Net cash (used in) provided by investing activities	(224)	693
Common stock:
Stock options exercised	3	3
Cash dividends paid	(73)	(80)
Repurchase of shares	(235)	(365)
Preferred stock:
Series H preferred stock issuance	392	0
Cash dividends paid - preferred stock - noncontrolling interest	(4)	(4)
Cash dividends paid - preferred stock	(5)	(8)
Net decrease in deposits	(995)	(1,373)
Net increase in short-term borrowings	914	395
Proceeds from issuance of term borrowings	0	497
Decreases in secured term borrowings	(3)	(1)
Net cash used in financing activities	(6)	(936)
Net increase in cash and cash equivalents	48	106
Cash and cash equivalents at beginning of period	1,595	1,537
Cash and cash equivalents at end of period	1,643	1,643
Supplemental Disclosures
Total interest paid	317	372
Total taxes paid	6	4
Transfer from loans HFS to trading securities	$ 273	$ 227