XML 34 R4.htm IDEA: XBRL DOCUMENT v3.25.4
Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income      
Interest and fees on loans and leases $ 3,698 $ 3,874 $ 3,575
Interest and fees on loans held for sale 34 36 51
Interest on investment securities 282 241 247
Interest on trading securities 91 85 78
Interest on other earning assets 81 116 149
Total interest income 4,186 4,352 4,100
Interest expense:      
Interest on deposits 1,339 1,620 1,266
Interest on trading liabilities 26 24 12
Interest on short-term borrowings 121 130 210
Interest on term borrowings 78 67 72
Total interest expense 1,564 1,841 1,560
Net interest income 2,622 2,511 2,540
Provision for credit losses 65 150 260
Net interest income after provision for credit losses 2,557 2,361 2,280
Noninterest income      
Fixed income 206 187 133
Deposit transactions and cash management 169 176 179
Brokerage, management fees and commissions 105 101 90
Card and digital banking fees 74 77 77
Other service charges and fees 60 51 54
Trust services and investment management 51 48 47
Mortgage banking income 43 35 23
Gain on merger termination 0 0 225
Securities gains (losses), net 1 (89) (4)
Other income 88 93 103
Total noninterest income 797 679 927
Noninterest expense      
Personnel expense 1,159 1,137 1,100
Net occupancy expense 139 130 123
Computer software 138 121 111
Operations services 96 94 87
Legal and professional fees 86 64 49
Advertising and public relations 54 48 71
Deposit insurance expense 42 64 122
Contract employment and outsourcing 38 51 49
Amortization of intangible assets 38 44 47
Contributions 26 18 61
Other expense 258 264 259
Total noninterest expense 2,074 2,035 2,079
Income before income taxes 1,280 1,005 1,128
Income tax expense 282 211 212
Net income (loss) 998 794 916
Net income attributable to noncontrolling interest 16 19 19
Net income attributable to controlling interest 982 775 897
Preferred stock dividends 26 37 32
Net income available to common shareholders 956 738 865
Net income available to common shareholders $ 956 $ 738 $ 865
Basic earnings per share (in dollars per share) $ 1.89 $ 1.37 $ 1.58
Diluted earnings per share (in dollars per share) $ 1.87 $ 1.36 $ 1.54
Weighted average common shares (in shares) 505,130 540,317 548,410
Diluted average common shares (in shares) 511,107 544,285 561,732