CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
Operating Activities
Net income	$ 732	$ 624
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	65	140
Deferred income tax expense (benefit)	56	(21)
Depreciation and amortization of premises and equipment	42	41
Amortization of intangible assets	29	33
Net other amortization (accretion)	(24)	8
Net (increase) decrease in trading securities	(18)	604
Net increase in derivatives	(4)	(3)
Stock-based compensation expense	48	44
Securities (gains) losses, net	(1)	(2)
Loans held for sale:
Purchases and originations	(2,148)	(2,072)
Gross proceeds from settlements and sales	1,524	1,392
Gain (loss) due to fair value adjustments and other	2	(57)
Other operating activities, net	(71)	346
Total adjustments	(500)	453
Net cash provided by operating activities	232	1,077
Investing Activities
Proceeds from maturities of securities available for sale	711	614
Purchases of securities available for sale	(624)	(271)
Proceeds from prepayments of securities held to maturity	43	44
Proceeds from sales of premises and equipment	3	8
Purchases of premises and equipment	(26)	(27)
Net increase in loans and leases	(534)	(1,221)
Net decrease in interest-bearing deposits with banks	310	43
Other investing activities, net	18	8
Net cash used in investing activities	(99)	(802)
Common stock:
Stock options exercised	5	1
Cash dividends paid	(238)	(252)
Repurchase of shares	(583)	(462)
Preferred stock:
Cash dividends paid - preferred stock - noncontrolling interest	(12)	(15)
Cash dividends paid - preferred stock	(21)	(24)
Net increase (decrease) in deposits	(57)	794
Net increase in short-term borrowings	871	37
Proceeds from issuance of term borrowings	504	25
Repayment of term borrowing	(350)	(6)
Increases (decreases) in secured term borrowings	(23)	32
Net cash provided by financing activities	16	30
Net increase in cash and cash equivalents	149	305
Cash and cash equivalents at beginning of period	1,537	1,731
Cash and cash equivalents at end of period	1,686	2,036
Supplemental Disclosures
Total interest paid	1,211	1,392
Total taxes paid	29	93
Total taxes refunded	2	6
Transfer from loans to OREO	5	3
Transfer from loans HFS to trading securities	671	746
Series D
Preferred stock:
Series D and Series B preferred stock redemption	0	(100)
Series B
Preferred stock:
Series D and Series B preferred stock redemption	$ (80)	$ 0