CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Operating Activities
Net income	$ 467	$ 401
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	70	105
Deferred income tax expense (benefit)	20	(26)
Depreciation and amortization of premises and equipment	28	27
Amortization of intangible assets	20	22
Net other amortization and accretion	(7)	2
Net decrease in trading securities	433	712
Net (increase) decrease in derivatives	(10)	4
Stock-based compensation expense	33	31
Loans held for sale:
Purchases and originations	(1,241)	(1,372)
Gross proceeds from settlements and sales	916	867
Gain due to fair value adjustments and other	(7)	(15)
Other operating activities, net	(290)	(70)
Total adjustments	(35)	287
Net cash provided by operating activities	432	688
Investing Activities
Proceeds from maturities of securities available for sale	457	391
Purchases of securities available for sale	(457)	(24)
Proceeds from prepayments of securities held to maturity	27	28
Purchases of premises and equipment	(18)	(21)
Net increase in loans and leases	(732)	(1,539)
Net (increase) decrease in interest-bearing deposits with banks	626	(124)
Other investing activities, net	14	5
Net cash used in investing activities	(83)	(1,284)
Common stock:
Stock options exercised	3	1
Cash dividends paid	(162)	(171)
Repurchase of shares	(393)	(387)
Preferred stock:
Series D preferred stock redemption	0	(100)
Cash dividends paid - preferred stock - noncontrolling interest	(8)	(10)
Cash dividends paid - preferred stock	(13)	(16)
Net decrease in deposits	(5)	(986)
Net increase in short-term borrowings	61	1,966
Proceeds from issuance of term borrowings	497	18
Repayment of term borrowing	(350)	0
Increases (decreases) in term borrowings	(1)	6
Net cash (used in) provided by financing activities	(371)	321
Net decrease in cash and cash equivalents	(22)	(275)
Cash and cash equivalents at beginning of period	1,537	1,731
Cash and cash equivalents at end of period	1,515	1,456
Supplemental Disclosures
Total interest paid	775	964
Total taxes paid	25	88
Total taxes refunded	2	4
Transfer from loans to OREO	1	2
Transfer from loans HFS to trading securities	480	552
Transfer from loans to loans HFS	$ (1)	$ 0