CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Operating Activities
Net income	$ 222	$ 197
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	40	50
Deferred income tax expense (benefit)	2	(57)
Depreciation and amortization of premises and equipment	14	14
Amortization of intangible assets	10	11
Net other amortization and accretion	(2)	1
Net decrease in trading securities	237	591
Net (increase) decrease in derivatives	(3)	4
Stock-based compensation expense	18	18
Loans held for sale:
Purchases and originations	(558)	(608)
Gross proceeds from settlements and sales	372	379
Gain due to fair value adjustments and other	(1)	(6)
Other operating activities, net	(2)	244
Total adjustments	127	641
Net cash provided by operating activities	349	838
Investing Activities
Proceeds from maturities of securities available for sale	217	183
Purchases of securities available for sale	(245)	(21)
Proceeds from prepayments of securities held to maturity	13	13
Purchases of premises and equipment	(9)	(10)
Net (increase) decrease in loans and leases	333	(488)
Net (increase) decrease in interest-bearing deposits with banks	373	(557)
Other investing activities, net	11	4
Net cash provided by (used in) investing activities	693	(876)
Common stock:
Stock options exercised	3	0
Cash dividends paid	(80)	(85)
Repurchase of shares	(365)	(159)
Preferred stock:
Cash dividends paid - preferred stock - noncontrolling interest	(4)	(5)
Cash dividends paid - preferred stock	(8)	(8)
Net decrease in deposits	(1,373)	(39)
Net increase in short-term borrowings	395	154
Proceeds from issuance of term borrowings	497	11
Increases (decreases) in term borrowings	(1)	4
Net cash used in financing activities	(936)	(127)
Net increase (decrease) in cash and cash equivalents	106	(165)
Cash and cash equivalents at beginning of period	1,537	1,731
Cash and cash equivalents at end of period	1,643	1,566
Supplemental Disclosures
Total interest paid	372	420
Total taxes paid	4	3
Transfer from loans to OREO	0	1
Transfer from loans HFS to trading securities	$ 227	$ 342