CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Operating Activities
Net income	$ 401	$ 585
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for credit losses	105	100
Deferred income tax expense (benefit)	(26)	1
Depreciation and amortization of premises and equipment	27	28
Amortization of intangible assets	22	24
Net other amortization and accretion	2	9
Net (increase) decrease in trading securities	712	860
Net (increase) decrease in derivatives	4	(298)
Stock-based compensation expense	31	8
Securities (gains) losses, net	(1)	(1)
Loans held for sale:
Purchases and originations	(1,372)	(1,286)
Gross proceeds from settlements and sales	867	527
(Gain) loss due to fair value adjustments and other	(15)	16
Other operating activities, net	(69)	(337)
Total adjustments	287	(349)
Net cash provided by (used in) operating activities	688	236
Investing Activities
Proceeds from maturities of securities available for sale	391	451
Purchases of securities available for sale	(24)	(221)
Proceeds from prepayments of securities held to maturity	28	24
Purchases of premises and equipment	(21)	(14)
Net (increase) decrease in loans and leases	(1,539)	(3,215)
Net (increase) decrease in interest-bearing deposits with banks	(124)	(3,139)
Other investing activities, net	5	8
Net cash provided by (used in) investing activities	(1,284)	(6,106)
Common stock:
Stock options exercised	1	5
Cash dividends paid	(171)	(167)
Repurchase of shares	(387)	(10)
Preferred stock:
Series D preferred stock redemption	(100)	0
Cash dividends paid - preferred stock - noncontrolling interest	(10)	(8)
Cash dividends paid - preferred stock	(16)	(16)
Net increase (decrease) in deposits	(986)	1,944
Net increase (decrease) in short-term borrowings	1,966	4,440
Proceeds from issuance of term borrowings	18	0
Repayment of term borrowing	0	(450)
Increases (decreases) in term borrowings	6	8
Net cash provided by (used in) financing activities	321	5,746
Net increase (decrease) in cash and cash equivalents	(275)	(124)
Cash and cash equivalents at beginning of period	1,731	1,543
Cash and cash equivalents at end of period	1,456	1,419
Supplemental Disclosures
Total interest paid	964	530
Total taxes paid	88	37
Total taxes refunded	4	2
Transfer from loans to OREO	2	3
Transfer from loans HFS to trading securities	552	544
Preferred stock conversion to common stock	$ 0	$ 493