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Allowance for Credit Losses (Tables)
 3 Months Ended
Mar. 31, 2024
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Rollforward Of The Allowance For Loan Losses By Portfolio Segment
The following table provides a rollforward of the ALLL and the reserve for unfunded lending commitments by portfolio type for the three months ended March 31, 2024 and 2023:
ROLLFORWARD OF ALLL & RESERVE FOR UNFUNDED LENDING COMMITMENTS
(Dollars in millions)Commercial, Financial, and Industrial (a)Commercial Real EstateConsumer Real EstateCredit Card and OtherTotal
Three Months Ended March 31, 2024
Allowance for loan and lease losses:
Balance as of January 1, 2024$339 $172 $233 $29 $773 
Charge-offs(28)(12)— (6)(46)
Recoveries3 — 1 2 6 
Provision for loan and lease losses34 21 (3)2 54 
Balance as of March 31, 2024$348 $181 $231 $27 $787 
Reserve for remaining unfunded commitments:
Balance as of January 1, 2024$49 $22 $12 $— $83 
Provision for remaining unfunded commitments — (4)— — (4)
Balance as of March 31, 202449 18 12 — 79 
Allowance for credit losses as of March 31, 2024$397 $199 $243 $27 $866 
Three Months Ended March 31, 2023
Allowance for loan and lease losses:
Balance as of January 1, 2023$308 $146 $200 $31 $685 
Adoption of ASU 2022-021 — (7)— (6)
Charge-offs(14)(2)(1)(5)(22)
Recoveries 3 — 2 1 6 
Provision for loan and lease losses 27 6 15 4 52 
Balance as of March 31, 2023$325 $150 $209 $31 $715 
Reserve for remaining unfunded commitments:
Balance as of January 1, 2023$55 $22 $10 $— $87 
Provision for remaining unfunded commitments(2)(1)1 — (2)
Balance as of March 31, 202353 21 11 — 85 
Allowance for credit losses as of March 31, 2023$378 $171 $220 $31 $800 
(a) C&I loans as of March 31, 2024 and 2023 include $23 million and $53 million in PPP loans, respectively, which due to the government guarantee and forgiveness provisions are considered to have no credit risk and therefore have no allowance for loan and lease losses.
Schedule Of Gross Charge Offs by Year of Origination
The following table presents gross charge-offs by year of origination for the three months ended March 31, 2024 and 2023:
 GROSS CHARGE-OFFS
(Dollars in millions)20242023202220212020Prior to 2020Revolving LoansTotal
C&I$— $— $7 $13 $1 $6 $1 $28 
CRE— — — — — 12 — 12 
Consumer Real Estate— — — — — — — — 
Credit Card and Other2 — — — — 1 3 6 
Total$2 $— $7 $13 $1 $19 $4 $46 
20232022202120202019Prior to 2019Revolving LoansTotal
C&I$— $5 $— $1 $— $6 $2 $14 
CRE— — — — 2 — — 2 
Consumer Real Estate— — — — — 1 — 1 
Credit Card and Other— — — — — 3 2 5 
Total$— $5 $— $1 $2 $10 $4 $22