XML 121 R93.htm IDEA: XBRL DOCUMENT v3.20.4
Allowance for Credit Losses (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance $ 200 $ 180 $ 189
Charge-offs (156) (59) (46)
Recoveries 36 32 30
Ending Balance 963 200 180
Loans, net of unearned income 58,232 31,061  
Funded Commitments      
Allowance for Loan and Lease Losses [Roll Forward]      
Provision for credit losses 489 47 7
Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 6 7 5
Provision for credit losses 14 (1) 2
Initial reserve on loans acquired 41    
Ending Balance 85 6 7
Commercial      
Allowance for Loan and Lease Losses [Roll Forward]      
Loans, net of unearned income 33,104    
Commercial | C&I      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 123 99 98
Charge-offs (129) (34) (15)
Recoveries 9 7 4
Ending Balance 453 123 99
Commercial | C&I | PCD Loans      
Allowance for Loan and Lease Losses [Roll Forward]      
Charge-offs (237)    
Commercial | C&I | Non-PCD Loans      
Allowance for Loan and Lease Losses [Roll Forward]      
Provision for credit losses 147    
Commercial | C&I | Paycheck Protection Plan      
Allowance for Loan and Lease Losses [Roll Forward]      
Loans, net of unearned income 4,100    
Commercial | C&I | Funded Commitments      
Allowance for Loan and Lease Losses [Roll Forward]      
Provision for credit losses 293 51 12
Commercial | C&I | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 4 4 3
Provision for credit losses 32 0 1
Initial reserve on loans acquired 12    
Ending Balance 65 4 4
Commercial | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 36 31 28
Charge-offs (5) (1) (1)
Recoveries 4 1 1
Ending Balance 242 36 31
Commercial | Commercial real estate | Funded Commitments      
Allowance for Loan and Lease Losses [Roll Forward]      
Provision for credit losses 114 5 3
Commercial | Commercial real estate | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 2 3 2
Provision for credit losses (19) (1) 1
Initial reserve on loans acquired 26    
Ending Balance 10 2 3
Consumer | Consumer real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 28 37 53
Charge-offs (8) (8) (10)
Recoveries 18 20 21
Ending Balance 242 28 37
Loans, net of unearned income 11,725    
Consumer | Consumer real estate | Funded Commitments      
Allowance for Loan and Lease Losses [Roll Forward]      
Provision for credit losses 67 (21) (27)
Consumer | Consumer real estate | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 0 0 0
Provision for credit losses 1 0 0
Initial reserve on loans acquired 3    
Ending Balance 10 0 0
Consumer | Credit card and other      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 13 13 10
Charge-offs (14) (16) (20)
Recoveries 5 4 4
Ending Balance 26 13 13
Loans, net of unearned income 1,128    
Consumer | Credit card and other | Funded Commitments      
Allowance for Loan and Lease Losses [Roll Forward]      
Provision for credit losses 15 12 19
Consumer | Credit card and other | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 0 0 0
Provision for credit losses 0 0 0
Initial reserve on loans acquired 0    
Ending Balance 0 0 $ 0
Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 107    
Ending Balance   107  
Adjustment | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 24    
Ending Balance   24  
Adjustment | Commercial | C&I      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 19    
Ending Balance   19  
Adjustment | Commercial | C&I | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 17    
Ending Balance   17  
Adjustment | Commercial | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance (7)    
Ending Balance   (7)  
Adjustment | Commercial | Commercial real estate | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 1    
Ending Balance   1  
Adjustment | Consumer | Consumer real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 93    
Ending Balance   93  
Adjustment | Consumer | Consumer real estate | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 6    
Ending Balance   6  
Adjustment | Consumer | Credit card and other      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 2    
Ending Balance   2  
Adjustment | Consumer | Credit card and other | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 0    
Ending Balance   0  
Adjusted Balance      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 307    
Ending Balance   307  
Adjusted Balance | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 30    
Ending Balance   30  
Adjusted Balance | Commercial | C&I      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 142    
Ending Balance   142  
Adjusted Balance | Commercial | C&I | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 21    
Ending Balance   21  
Adjusted Balance | Commercial | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 29    
Ending Balance   29  
Adjusted Balance | Commercial | Commercial real estate | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 3    
Ending Balance   3  
Adjusted Balance | Consumer | Consumer real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 121    
Ending Balance   121  
Adjusted Balance | Consumer | Consumer real estate | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 6    
Ending Balance   6  
Adjusted Balance | Consumer | Credit card and other      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 15    
Ending Balance   15  
Adjusted Balance | Consumer | Credit card and other | Unfunded Commitment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 0    
Ending Balance   $ 0  
Financial Asset Acquired with Credit Deterioration      
Allowance for Loan and Lease Losses [Roll Forward]      
Initial allowance on loans purchased with credit deterioration 287    
Additions in allowance for credit loss 287    
Financial Asset Acquired with Credit Deterioration | Commercial | C&I      
Allowance for Loan and Lease Losses [Roll Forward]      
Initial allowance on loans purchased with credit deterioration 138    
Financial Asset Acquired with Credit Deterioration | Commercial | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Initial allowance on loans purchased with credit deterioration 100    
Financial Asset Acquired with Credit Deterioration | Consumer | Consumer real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Initial allowance on loans purchased with credit deterioration 44    
Financial Asset Acquired with Credit Deterioration | Consumer | Credit card and other      
Allowance for Loan and Lease Losses [Roll Forward]      
Initial allowance on loans purchased with credit deterioration $ 5