Other Income And Other Expense

3 Months Ended

Mar. 31, 2020

Other Income and Other Expense

Following is detail of All other income and commissions and All other expense as presented in the Consolidated Condensed Statements of Income:



	Three Months Ended March 31
(Dollars in thousands)	2020			2019
All other income and commissions:
Other service charges	$	5,219		$	3,869
ATM and interchange fees	4,212			3,241
Mortgage banking	2,431			1,886
Letter of credit fees	1,462			1,368
Dividend income	1,130			2,313
Electronic banking fees	1,030			1,271
Insurance commissions	789			624
Gain/(loss) on extinguishment of debt	—			(1		)
Deferred compensation (a)	(9,507		)	5,474
Other	7,598			4,586
Total	$	14,364		$	24,631
All other expense:
Credit expense on unfunded commitments (b)	$	9,230		$	396
Travel and entertainment	2,709			2,712
Other insurance and taxes	2,679			2,694
Non-service components of net periodic pension and post-retirement cost	2,508			432
Supplies	2,411			1,804
Customer relations	2,004			1,599
Employee training and dues	1,341			1,457
Miscellaneous loan costs	1,094			1,027
Tax credit investments	346			675
Litigation and regulatory matters	13			13
OREO	(184		)	(366		)
Other	9,075			6,888
Total	$	33,226		$	19,331

Certain previously reported amounts have been reclassified to agree with current presentation.


(a)	Amounts are driven by market conditions and are mirrored by changes in deferred compensation expense which is included in employee compensation expense. First quarter 2020 decrease was driven by negative equity market valuations.

(b)

First quarter 2020 increase largely associated with a sudden, steep decline in economic forecast attributable to the COVID-19 pandemic.