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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2019
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Rollforward Of The Allowance For Loan Losses By Portfolio Segment
The following table provides a rollforward of the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2019 and 2018:
(Dollars in thousands)
 
C&I (a)
 
Commercial
Real Estate (a)
 
Consumer
Real Estate
 
Permanent
Mortgage
 
Credit Card
and Other
 
Total
Balance as of July 1, 2019
 
$
116,096

 
$
32,953

 
$
22,857

 
$
8,675

 
$
12,168

 
$
192,749

Charge-offs
 
(18,598
)
 
(369
)
 
(1,471
)
 
(2
)
 
(3,897
)
 
(24,337
)
Recoveries
 
3,245

 
181

 
4,349

 
706

 
1,256

 
9,737

Provision/(provision credit) for loan losses
 
13,387

 
2,860

 
(3,898
)
 
(542
)
 
3,193

 
15,000

Balance as of September 30, 2019
 
114,130

 
35,625

 
21,837

 
8,837

 
12,720

 
193,149

Balance as of January 1, 2019
 
98,947

 
31,311

 
26,439

 
11,000

 
12,727

 
180,424

Charge-offs
 
(28,289
)
 
(924
)
 
(5,809
)
 
(182
)
 
(11,883
)
 
(47,087
)
Recoveries
 
4,593

 
150

 
12,316

 
2,305

 
3,448

 
22,812

Provision/(provision credit) for loan losses
 
38,879

 
5,088

 
(11,109
)
 
(4,286
)
 
8,428

 
37,000

Balance as of September 30, 2019
 
114,130

 
35,625

 
21,837

 
8,837

 
12,720

 
193,149

Allowance - individually evaluated for impairment
 
4,427

 
—

 
12,358

 
8,363

 
450

 
25,598

Allowance - collectively evaluated for impairment
 
108,802

 
35,625

 
8,262

 
474

 
12,223

 
165,386

Allowance - purchased credit-impaired loans
 
901

 
—

 
1,217

 
—

 
47

 
2,165

Loans, net of unearned as of September 30, 2019:
 
 
 
 
 
 
 
 
 
 
 
 
        Individually evaluated for impairment
 
85,303

 
1,940

 
108,315

 
64,302

 
720

 
260,580

        Collectively evaluated for impairment
 
20,178,826

 
4,220,185

 
5,927,782

 
118,165

 
491,605

 
30,936,563

        Purchased credit-impaired loans
 
29,801

 
6,473

 
26,732

 
—

 
684

 
63,690

Total loans, net of unearned income
 
$
20,293,930

 
$
4,228,598

 
$
6,062,829

 
$
182,467

 
$
493,009

 
$
31,260,833

Balance as of July 1, 2018
 
$
96,834

 
$
33,832

 
$
34,155

 
$
11,692

 
$
8,949

 
$
185,462

Charge-offs
 
(1,391
)
 
(9
)
 
(2,801
)
 
(15
)
 
(5,266
)
 
(9,482
)
Recoveries 
 
1,052

 
267

 
5,302

 
554

 
804

 
7,979

Provision/(provision credit) for loan losses 
 
3,819

 
(175
)
 
(7,737
)
 
(1,133
)
 
7,226

 
2,000

Balance as of September 30, 2018
 
100,314

 
33,915

 
28,919

 
11,098

 
11,713

 
185,959

Balance as of January 1, 2018
 
98,211

 
28,427

 
39,823

 
13,113

 
9,981

 
189,555

Charge-offs
 
(6,753
)
 
(281
)
 
(6,193
)
 
(475
)
 
(14,271
)
 
(27,973
)
Recoveries
 
3,607

 
348

 
15,129

 
1,250

 
3,043

 
23,377

Provision/(provision credit) for loan losses
 
5,249

 
5,421

 
(19,840
)
 
(2,790
)
 
12,960

 
1,000

Balance as of September 30, 2018
 
100,314

 
33,915

 
28,919

 
11,098

 
11,713

 
185,959

Allowance - individually evaluated for impairment 
 
6,028

 
—

 
18,076

 
9,996

 
293

 
34,393

Allowance - collectively evaluated for impairment 
 
92,382

 
33,893

 
9,713

 
1,102

 
11,078

 
148,168

Allowance - purchased credit-impaired loans
 
1,904

 
22

 
1,130

 
—

 
342

 
3,398

Loans, net of unearned as of September 30, 2018:
 
 
 
 
 
 
 
 
 
 
 
 
        Individually evaluated for impairment 
 
53,549

 
2,503

 
119,729

 
74,833

 
552

 
251,166

        Collectively evaluated for impairment
 
15,940,853

 
4,211,337

 
6,146,920

 
162,421

 
527,673

 
26,989,204

        Purchased credit-impaired loans
 
49,743

 
23,196

 
34,334

 
—

 
2,571

 
109,844

Total loans, net of unearned income
 
$
16,044,145

 
$
4,237,036

 
$
6,300,983

 
$
237,254

 
$
530,796

 
$
27,350,214


Certain previously reported amounts have been reclassified to agree with current presentation.
a)
In third quarter 2019, FHN corrected a previous mis-classification of commercial loans and reclassified approximately $410 million of market investor CRE loans from the C&I portfolio to the CRE portfolio. These loans were identified during an internal review and assessment by management of certain loan populations, a portion of which relate to loans acquired as part of the Capital Bank merger. The reclassification of these loan balances between regional banking portfolios did not have an impact on FHN’s consolidated period-end or average balance sheet and had an immaterial effect on the allowance for loan losses. No adjustments were made to prior periods as the impact of the reclassification, including the effect on the allowance for loan losses was deemed to be immaterial in all periods.