XML 14 R40.htm IDEA: XBRL DOCUMENT v3.20.1
LOANS - LOANS BY RISK CATEGORY (Details)
$ in Thousands
Mar. 31, 2020
USD ($)
item
Dec. 31, 2019
USD ($)
Mar. 31, 2019
USD ($)
Breakdown of loans by risk category      
Total loans $ 1,044,177 $ 1,058,776 $ 1,045,428
Minimum      
Breakdown of loans by risk category      
Credit risk rating for which reserves are established if no specific reserves made | item 6    
Maximum      
Breakdown of loans by risk category      
Credit risk rating for which general reserves are established | item 44    
Credit risk rating for which reserves are established if no specific reserves made | item 7    
Commercial real estate      
Breakdown of loans by risk category      
Total loans $ 522,659 514,394 498,471
Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 207,727 211,023 201,089
Commercial construction      
Breakdown of loans by risk category      
Total loans 29,971 40,107 33,118
One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 244,059 253,918 281,104
Consumer construction      
Breakdown of loans by risk category      
Total loans 19,386 18,096 12,022
Consumer      
Breakdown of loans by risk category      
Total loans 20,375 21,238 $ 19,624
Strong (1)      
Breakdown of loans by risk category      
Total loans 32,386 25,145  
Strong (1) | Commercial real estate      
Breakdown of loans by risk category      
Total loans 14,737 9,979  
Strong (1) | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 17,609 15,126  
Strong (1) | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 40 40  
Good (2)      
Breakdown of loans by risk category      
Total loans 29,786 24,621  
Good (2) | Commercial real estate      
Breakdown of loans by risk category      
Total loans 18,108 17,516  
Good (2) | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 9,053 4,510  
Good (2) | Commercial construction      
Breakdown of loans by risk category      
Total loans 278 292  
Good (2) | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 2,217 2,145  
Good (2) | Consumer      
Breakdown of loans by risk category      
Total loans 130 158  
Average (3)      
Breakdown of loans by risk category      
Total loans 305,949 311,287  
Average (3) | Commercial real estate      
Breakdown of loans by risk category      
Total loans 227,628 228,962  
Average (3) | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 64,182 70,748  
Average (3) | Commercial construction      
Breakdown of loans by risk category      
Total loans 8,768 6,390  
Average (3) | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 5,119 4,937  
Average (3) | Consumer      
Breakdown of loans by risk category      
Total loans 252 250  
Acceptable      
Breakdown of loans by risk category      
Total loans 397,314 408,107  
Acceptable | Commercial real estate      
Breakdown of loans by risk category      
Total loans 253,746 248,177  
Acceptable | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 111,434 115,229  
Acceptable | Commercial construction      
Breakdown of loans by risk category      
Total loans 16,474 28,893  
Acceptable | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 15,187 15,168  
Acceptable | Consumer      
Breakdown of loans by risk category      
Total loans 473 640  
Acceptable Watch      
Breakdown of loans by risk category      
Total loans 5,837 6,432  
Acceptable Watch | Commercial real estate      
Breakdown of loans by risk category      
Total loans 3,865 4,468  
Acceptable Watch | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 759 930  
Acceptable Watch | Commercial construction      
Breakdown of loans by risk category      
Total loans 596 400  
Acceptable Watch | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 617 634  
Substandard (6)      
Breakdown of loans by risk category      
Total loans 12,304 13,052  
Substandard (6) | Commercial real estate      
Breakdown of loans by risk category      
Total loans 4,575 5,292  
Substandard (6) | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 4,690 4,480  
Substandard (6) | Commercial construction      
Breakdown of loans by risk category      
Total loans 398 607  
Substandard (6) | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 2,556 2,632  
Substandard (6) | Consumer      
Breakdown of loans by risk category      
Total loans 85 41  
Rating Unassigned      
Breakdown of loans by risk category      
Total loans 260,601 270,132  
Rating Unassigned | Commercial construction      
Breakdown of loans by risk category      
Total loans 3,457 3,525  
Rating Unassigned | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 218,323 228,362  
Rating Unassigned | Consumer construction      
Breakdown of loans by risk category      
Total loans 19,386 18,096  
Rating Unassigned | Consumer      
Breakdown of loans by risk category      
Total loans $ 19,435 $ 20,149