CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and fees on loans:
Taxable	$ 14,613,000	$ 14,595,000
Tax-exempt	74,000	47,000
Interest on securities:
Taxable	621,000	703,000
Tax-exempt	87,000	98,000
Other interest income	270,000	385,000
Total interest income	15,665,000	15,828,000
INTEREST EXPENSE:
Deposits	1,927,000	2,354,000
Borrowings	341,000	238,000
Total interest expense	2,268,000	2,592,000
Net interest income	13,397,000	13,236,000
Provision for loan losses	100,000	100,000
Net interest income after provision for loan losses	13,297,000	13,136,000
OTHER INCOME:
Deposit service fees	403,000	406,000
Income from mortgage loans sold on the secondary market	538,000	312,000
SBA/USDA loan sale gains	710,000	125,000
Net mortgage servicing fees	259,000	120,000
Other	27,000	154,000
Total other income	1,937,000	1,117,000
OTHER EXPENSE:
Salaries and employee benefits	6,051,000	5,435,000
Occupancy	1,124,000	1,081,000
Furniture and equipment	802,000	718,000
Data processing	825,000	709,000
Advertising	212,000	309,000
Professional service fees	498,000	434,000
Loan origination expenses and deposit and card related fees	381,000	179,000
Writedowns and losses on other real estate held for sale	3,000	28,000
FDIC insurance assessment	150,000	134,000
Communications	213,000	228,000
Other	1,113,000	989,000
Total other expenses	11,372,000	10,244,000
Income before provision for income taxes	3,862,000	4,009,000
Provision for income taxes	811,000	842,000
NET INCOME	$ 3,051,000	$ 3,167,000
INCOME PER COMMON SHARE:
Basic (in dollars per share)	$ 0.28	$ 0.30
Diluted (in dollars per share)	$ 0.28	$ 0.30