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COMMITMENTS, CONTINGENCIES, AND CREDIT RISK (Tables)
 3 Months Ended
Mar. 31, 2020
COMMITMENTS, CONTINGENCIES AND CREDIT RISK  
Schedule of commitments

These commitments are as follows (dollars in thousands):

 

 

 

 

 

 

 

 

 

 

    

March 31,

 

December 31,

 

 

 

2020

    

2019

    

Commitments to extend credit:

 

 

 

 

 

 

 

Variable rate

 

$

116,961

 

$

106,278

 

Fixed rate

 

 

78,776

 

 

50,796

 

Standby letters of credit - Variable rate

 

 

8,322

 

 

5,441

 

Credit card commitments - Fixed rate

 

 

6,186

 

 

5,841

 

 

 

 

 

 

 

 

 

 

 

$

210,245

 

$

168,356