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DEFERRED COMPENSATION PLAN (Details) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
DEFERRED COMPENSATION PLAN    
Liability for vested benefits under the plan $ 51,000 $ 82,000
Cash surrender value of life insurance policies of the plan participants 1,498,000 1,443,000
Deferred compensation expense $ 99,000 92,000
Minimum    
DEFERRED COMPENSATION PLAN    
Original contractual term 10 years  
Maximum    
DEFERRED COMPENSATION PLAN    
Original contractual term 15 years  
PFC    
DEFERRED COMPENSATION PLAN    
Liability for vested benefits under the plan $ 757,000 900,000
Cash surrender value of life insurance policies of the plan participants $ 1,773,000 1,760,000
FFNM    
DEFERRED COMPENSATION PLAN    
Liability for vested benefits under the plan   343,000
Cash surrender value of life insurance policies of the plan participants   $ 5,320,000