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SERVICING RIGHTS (Details) - USD ($)
9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Dec. 31, 2018
Commercial loans      
Commercial Loans      
Commercial Loans $ 43,000,000    
Servicing rights $ 165,000   $ 80,000
Mortgage loans      
Mortgage Loans      
Annual constant prepayment speed (as a percent) 13.28%    
Discount rate (as a percent) 10.42%    
Changes in mortgage servicing rights capitalized and amortized, along with the aggregate activity in related valuation allowances      
Balance at beginning of period $ 1,144,000 $ 1,033,000  
Final purchase accounting entry for FFNM 500,000    
Additions from loans sold with servicing retained   19,000  
Acquired MSRs   386,000  
Amortization (105,000) (339,000)  
Balance at end of period 1,539,000 1,099,000  
Balance of loan servicing portfolio $ 260,905,000 $ 285,661,000  
Mortgage servicing rights as % of portfolio 0.59% 0.38%  
Fair value of servicing rights $ 2,283,000 $ 2,898,000