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COMMITMENTS, CONTINGENCIES, AND CREDIT RISK (Tables)
9 Months Ended
Sep. 30, 2019
COMMITMENTS, CONTINGENCIES AND CREDIT RISK  
Schedule of commitments

These commitments are as follows (dollars in thousands):

 

 

 

 

 

 

 

 

 

 

    

September 30,

 

December 31,

 

 

 

2019

    

2018

    

Commitments to extend credit:

 

 

 

 

 

 

 

Variable rate

 

$

112,409

 

$

88,862

 

Fixed rate

 

 

65,690

 

 

54,434

 

Standby letters of credit - Variable rate

 

 

6,933

 

 

7,208

 

Credit card commitments - Fixed rate

 

 

5,746

 

 

5,107

 

 

 

 

 

 

 

 

 

 

 

$

190,778

 

$

155,611