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COMMITMENTS, CONTINGENCIES, AND CREDIT RISK (Tables)
 6 Months Ended
Jun. 30, 2019
COMMITMENTS, CONTINGENCIES AND CREDIT RISK  
Schedule of commitments

These commitments are as follows (dollars in thousands):

 

 

 

 

 

 

 

 

 

 

    

June 30,

 

December 31,

 

 

 

2019

    

2018

    

Commitments to extend credit:

 

 

 

 

 

 

 

Variable rate

 

$

109,646

 

$

88,862

 

Fixed rate

 

 

68,830

 

 

54,434

 

Standby letters of credit - Variable rate

 

 

7,218

 

 

7,208

 

Credit card commitments - Fixed rate

 

 

5,592

 

 

5,107

 

 

 

 

 

 

 

 

 

 

 

$

191,286

 

$

155,611