XML 52 R41.htm IDEA: XBRL DOCUMENT v3.19.1
LOANS - ALLOWANCE (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Mar. 31, 2019
Dec. 31, 2018
Mar. 31, 2018
Allowance for loan loss reserve:          
Balance at beginning of period $ 5,183 $ 5,079      
Charge-offs (161) (53)      
Recoveries 32 25      
Provision 100 50      
Balance at end of period 5,154 5,101      
Loans:          
Ending balance     $ 1,045,428 $ 1,038,864 $ 812,441
Ending balance ALLR (5,183) (5,079) (5,154) (5,183) (5,101)
Net loans     1,040,274 1,033,681 807,340
Ending balance ALLR:          
Individually evaluated     1,115   672
Collectively evaluated     4,039   4,429
Total 5,183 5,079 5,154 5,183 5,101
Ending balance Loans:          
Individually evaluated     3,383   3,247
Collectively evaluated     1,036,085   805,952
Acquired with deteriorated credit quality     5,960   3,242
Total Loans     1,045,428 1,038,864 812,441
Commercial real estate          
Allowance for loan loss reserve:          
Balance at beginning of period 1,682 1,650      
Charge-offs (20)        
Recoveries 12 7      
Provision (109) 676      
Balance at end of period 1,565 2,333      
Loans:          
Ending balance     498,471 496,207 411,526
Ending balance ALLR (1,682) (1,650) (1,565) (1,682) (2,333)
Net loans     496,906   409,193
Ending balance ALLR:          
Individually evaluated     467   362
Collectively evaluated     1,098   1,971
Total 1,682 1,650 1,565 1,682 2,333
Ending balance Loans:          
Individually evaluated     2,138   1,568
Collectively evaluated     493,570   408,273
Acquired with deteriorated credit quality     2,763   1,685
Total Loans     498,471 496,207 411,526
Commercial, financial, and agricultural          
Allowance for loan loss reserve:          
Balance at beginning of period 648 576      
Charge-offs (19)        
Recoveries 4 3      
Provision 372 965      
Balance at end of period 1,005 1,544      
Loans:          
Ending balance     201,089 191,060 160,188
Ending balance ALLR (648) (576) (1,005) (648) (1,544)
Net loans     200,084   158,644
Ending balance ALLR:          
Individually evaluated     648   310
Collectively evaluated     357   1,234
Total 648 576 1,005 648 1,544
Ending balance Loans:          
Individually evaluated     1,245   1,307
Collectively evaluated     198,425   158,881
Acquired with deteriorated credit quality     1,419    
Total Loans     201,089 191,060 160,188
Commercial construction          
Allowance for loan loss reserve:          
Balance at beginning of period 101 54      
Recoveries   1      
Provision (1) 371      
Balance at end of period 100 426      
Loans:          
Ending balance     33,118 29,765 8,004
Ending balance ALLR (101) (54) (100) (101) (426)
Net loans     33,018   7,578
Ending balance ALLR:          
Collectively evaluated     100   426
Total 101 54 100 101 426
Ending balance Loans:          
Individually evaluated         372
Collectively evaluated     32,753   7,632
Acquired with deteriorated credit quality     365    
Total Loans     33,118 29,765 8,004
One to four family residential real estate          
Allowance for loan loss reserve:          
Balance at beginning of period 199 160      
Charge-offs (63) (47)      
Recoveries 5 2      
Provision 60 58      
Balance at end of period 201 173      
Loans:          
Ending balance     281,104 286,908 204,542
Ending balance ALLR (199) (160) (201) (199) (173)
Net loans     280,903   204,369
Ending balance ALLR:          
Collectively evaluated     201   173
Total 199 160 201 199 173
Ending balance Loans:          
Collectively evaluated     279,943   203,032
Acquired with deteriorated credit quality     1,161   1,510
Total Loans     281,104 286,908 204,542
Consumer construction          
Allowance for loan loss reserve:          
Balance at beginning of period 6 6      
Balance at end of period 6 6      
Loans:          
Ending balance     12,022 14,553 11,262
Ending balance ALLR (6) (6) (6) (6) (6)
Net loans     12,016   11,256
Ending balance ALLR:          
Collectively evaluated     6   6
Total 6 6 6 6 6
Ending balance Loans:          
Collectively evaluated     11,809   11,215
Acquired with deteriorated credit quality     213   47
Total Loans     12,022 14,553 11,262
Consumer          
Allowance for loan loss reserve:          
Balance at beginning of period 8 10      
Charge-offs (59) (6)      
Recoveries 11 12      
Provision 49 (7)      
Balance at end of period 9 9      
Loans:          
Ending balance     19,624 20,371 16,919
Ending balance ALLR (8) (10) (9) (8) (9)
Net loans     19,615   16,910
Ending balance ALLR:          
Collectively evaluated     9   9
Total 8 10 9 8 9
Ending balance Loans:          
Collectively evaluated     19,585   16,919
Acquired with deteriorated credit quality     39    
Total Loans     19,624 20,371 16,919
Unallocated          
Allowance for loan loss reserve:          
Balance at beginning of period 2,539 2,623      
Provision (271) (2,013)      
Balance at end of period 2,268 610      
Loans:          
Ending balance ALLR (2,539) (2,623) (2,268) (2,539) (610)
Net loans     (2,268)   (610)
Ending balance ALLR:          
Collectively evaluated     2,268   610
Total $ 2,539 $ 2,623 $ 2,268 $ 2,539 $ 610