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CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2019
Dec. 31, 2018
ASSETS    
Cash and due from banks $ 55,923 $ 64,151
Federal funds sold 1,040 6
Cash and cash equivalents 56,963 64,157
Interest-bearing deposits in other financial institutions 12,712 13,452
Securities available for sale 113,460 116,748
Federal Home Loan Bank stock 4,924 4,924
Loans:    
Commercial 732,678 717,032
Mortgage 293,126 301,461
Consumer 19,624 20,371
Total Loans 1,045,428 1,038,864
Allowance for loan losses (5,154) (5,183)
Net loans 1,040,274 1,033,681
Premises and equipment 23,479 22,783
Other real estate held for sale 1,961 3,119
Deferred tax asset 6,906 5,763
Deposit based intangibles 5,549 5,720
Goodwill 19,224 22,024
Other assets 31,544 25,669
TOTAL ASSETS 1,316,996 1,318,040
Deposits:    
Noninterest bearing deposits 245,201 241,556
NOW, money market, interest checking 363,753 368,890
Savings 110,978 111,358
CDs less than $250,000 245,427 225,236
CDs more than $250,000 12,706 13,737
Brokered 119,183 136,760
Total deposits 1,097,248 1,097,537
Federal funds purchased 6,780 2,905
Borrowings 46,878 57,536
Other liabilities 11,344 7,993
Total liabilities 1,162,250 1,165,971
SHAREHOLDERS’ EQUITY:    
Common stock and additional paid in capital - No par value Authorized - 18,000,000 shares Issued and outstanding - 10,740,712 and 10,712,745 respectively 129,204 129,066
Retained earnings 25,347 23,466
Accumulated other comprehensive income (loss)    
Unrealized gains (losses) on available for sale securities 413 (245)
Minimum pension liability (218) (218)
Total shareholders’ equity 154,746 152,069
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,316,996 $ 1,318,040