GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)

12 Months Ended

Dec. 31, 2018

GOODWILL AND OTHER INTANGIBLE ASSETS

Schedule of goodwill and deposit based intangible initial balance

			Deposit Based
	Goodwill		Intangible
	Balance		Initital Balance
Peninsula	$	3,805	$	1,206
Eagle River		1,839		993
Niagara		50		300
FFNM		14,915		2,894
Lincoln		1,415		1,353
Total	$	22,024	$	6,746

Schedule of deposit based intangible asset amortization

	Deposit Based
	Intangible		2018		Future Annual
	December 31, 2018		Amortization		Amortization
	Balance		Expense		Expense
Peninsula	$	714	$	121	$	121
Eagle River		728		99		99
Niagara		230		30		30
FFNM		2,735		159		290
Lincoln		1,313		41		135
Total	$	5,720	$	450	$	675

	Deposit Based
	Intangible		2017
	December 31, 2017		Amortization
	Balance		Expense
Peninsula	$	835	$	120
Eagle River		827		99
Niagara		260		30
Total	$	1,922	$	249