XML 51 R40.htm IDEA: XBRL DOCUMENT v3.10.0.1
LOANS - LOANS BY RISK CATEGORY (Details)
$ in Thousands
Sep. 30, 2018
USD ($)
item
Dec. 31, 2017
USD ($)
Sep. 30, 2017
USD ($)
Breakdown of loans by risk category      
Total loans $ 993,808 $ 811,078 $ 808,149
Minimum      
Breakdown of loans by risk category      
Credit risk rating for which reserves are established if no specific reserves made | item 6    
Maximum      
Breakdown of loans by risk category      
Credit risk rating for which general reserves are established | item 44    
Credit risk rating for which reserves are established if no specific reserves made | item 7    
Commercial real estate      
Breakdown of loans by risk category      
Total loans $ 475,978 406,742 409,269
Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 180,661 156,951 154,638
Commercial construction      
Breakdown of loans by risk category      
Total loans 23,812 9,243 8,892
One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 277,508 209,890 204,419
Consumer construction      
Breakdown of loans by risk category      
Total loans 17,502 10,818 12,684
Consumer      
Breakdown of loans by risk category      
Total loans 18,347 17,434 $ 18,247
Strong (1)      
Breakdown of loans by risk category      
Total loans 21,462 14,303  
Strong (1) | Commercial real estate      
Breakdown of loans by risk category      
Total loans 11,708 2,775  
Strong (1) | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 9,085 11,528  
Strong (1) | Commercial construction      
Breakdown of loans by risk category      
Total loans 669    
Good (2)      
Breakdown of loans by risk category      
Total loans 30,535 34,594  
Good (2) | Commercial real estate      
Breakdown of loans by risk category      
Total loans 21,277 23,929  
Good (2) | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 7,504 8,980  
Good (2) | Commercial construction      
Breakdown of loans by risk category      
Total loans 265 308  
Good (2) | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 1,489 1,377  
Average (3)      
Breakdown of loans by risk category      
Total loans 264,279 218,157  
Average (3) | Commercial real estate      
Breakdown of loans by risk category      
Total loans 189,357 159,385  
Average (3) | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 65,964 53,448  
Average (3) | Commercial construction      
Breakdown of loans by risk category      
Total loans 5,116 2,749  
Average (3) | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 3,842 2,575  
Acceptable      
Breakdown of loans by risk category      
Total loans 349,290 292,672  
Acceptable | Commercial real estate      
Breakdown of loans by risk category      
Total loans 236,783 207,921  
Acceptable | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 94,178 77,964  
Acceptable | Commercial construction      
Breakdown of loans by risk category      
Total loans 8,750 1,310  
Acceptable | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 9,507 5,449  
Acceptable | Consumer      
Breakdown of loans by risk category      
Total loans 72 28  
Acceptable Watch      
Breakdown of loans by risk category      
Total loans 12,489 14,223  
Acceptable Watch | Commercial real estate      
Breakdown of loans by risk category      
Total loans 7,988 8,700  
Acceptable Watch | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 2,221 3,658  
Acceptable Watch | Commercial construction      
Breakdown of loans by risk category      
Total loans 960 648  
Acceptable Watch | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 1,317 1,212  
Acceptable Watch | Consumer      
Breakdown of loans by risk category      
Total loans 3 5  
Substandard (6)      
Breakdown of loans by risk category      
Total loans 15,778 9,404  
Substandard (6) | Commercial real estate      
Breakdown of loans by risk category      
Total loans 8,865 4,032  
Substandard (6) | Commercial, financial, and agricultural      
Breakdown of loans by risk category      
Total loans 1,709 1,373  
Substandard (6) | Commercial construction      
Breakdown of loans by risk category      
Total loans 833 374  
Substandard (6) | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 4,343 3,515  
Substandard (6) | Consumer construction      
Breakdown of loans by risk category      
Total loans 11 14  
Substandard (6) | Consumer      
Breakdown of loans by risk category      
Total loans 17 96  
Rating Unassigned      
Breakdown of loans by risk category      
Total loans 299,975 227,725  
Rating Unassigned | Commercial construction      
Breakdown of loans by risk category      
Total loans 7,219 3,854  
Rating Unassigned | One to four family residential real estate      
Breakdown of loans by risk category      
Total loans 257,010 195,762  
Rating Unassigned | Consumer construction      
Breakdown of loans by risk category      
Total loans 17,491 10,804  
Rating Unassigned | Consumer      
Breakdown of loans by risk category      
Total loans $ 18,255 $ 17,305