CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Cash Flows from Operating Activities:
Net income	$ 1,933	$ 3,406
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,298	1,173
Provision for loan losses	150	200
Deferred tax expense, net	511	1,756
Gain on sale of loans sold in the secondary market	(454)	(614)
Origination of loans held for sale in the secondary market	(20,613)	(30,012)
Proceeds from sale of loans in the secondary market	21,067	30,626
Loss on sale of other real estate held for sale	19	2
Writedown of other real estate held for sale	47	253
Stock compensation	274	199
Change in other assets	1,191	1,529
Change in other liabilities	34	(1,952)
Net cash provided by operating activities	5,457	6,566
Cash Flows from Investing Activities:
Net increase in loans	(7,343)	(9,420)
Net increase (decrease) in interest bearing deposits in other financial institutions	2,501	(265)
Purchase of securities available for sale	(1,063)
Proceeds from maturities, sales, calls or paydowns of securities available for sale	58,760	4,781
Redemption of FHLBI stock		192
Capital expenditures	(1,484)	(1,716)
Purchase additional FHLBI stock		(531)
Acquisition of FFNM	13,267
Proceeds from sale of other real estate, premises and fixed assets	1,624	949
Net cash provided by (used in) investing activities	66,262	(6,010)
Cash Flows from Financing Activities:
Net (decrease) increase in deposits	(56,212)	24,733
Net activity on line of credit	(1,000)	545
Increase (decrease) in fed funds purchased	10,000	(6,000)
New term debt issuance		25,000
Principal payments on borrowings	(27,527)	(1,100)
Proceeds of common stock offering	32,524
Dividend on common stock	(2,041)	(1,511)
Net cash used in financing activities	(44,256)	41,667
Net increase in cash and cash equivalents	27,463	42,223
Cash and cash equivalents at beginning of period	37,426	46,755
Cash and cash equivalents at end of period	64,889	88,978
Cash paid during the year for:
Interest	3,777	2,968
Income taxes	625
Noncash Investing and Financing Activities:
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale	$ 400	$ 659