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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2018
Dec. 31, 2017
ASSETS    
Cash and due from banks $ 40,411 $ 37,420
Federal funds sold 16 6
Cash and cash equivalents 40,427 37,426
Interest-bearing deposits in other financial institutions 11,391 13,374
Securities available for sale 73,402 75,397
Other securities 500 500
Federal Home Loan Bank stock 3,112 3,112
Loans:    
Commercial 579,718 572,936
Mortgage 215,804 220,708
Consumer 16,919 17,434
Total Loans 812,441 811,078
Allowance for loan losses (5,101) (5,079)
Net loans 807,340 805,999
Premises and equipment 16,329 16,290
Other real estate held for sale 2,526 3,558
Deferred tax asset 4,674 4,970
Deposit based intangibles 1,860 1,922
Goodwill 5,694 5,694
Other assets 16,674 17,125
TOTAL ASSETS 983,929 985,367
Deposits:    
Noninterest bearing deposits 143,129 148,079
NOW, money market, interest checking 260,051 280,309
Savings 63,867 61,097
CDs less than $250,000 135,554 142,159
CDs more than $250,000 12,738 11,055
Brokered 191,458 175,299
Total deposits 806,797 817,998
Federal funds purchased 10,000  
Borrowings 80,002 79,552
Other liabilities 5,273 6,417
Total liabilities 902,072 903,967
SHAREHOLDERS' EQUITY:    
Common stock and additional paid in capital - No par value Authorized - 18,000,000 shares Issued and outstanding - 6,332,560 and 6,294,930 respectively 62,080 61,981
Retained earnings 20,493 19,711
Accumulated other comprehensive income (loss)    
Unrealized (losses) on available for sale securities (495) (71)
Minimum pension liability (221) (221)
Total shareholders' equity 81,857 81,400
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 983,929 $ 985,367